How much does Section 8 pay for a 2-bedroom in ZIP 46182?

For ZIP 46182 in Shelby County, IN, the FY2026 two-bedroom Small Area Fair Market Rent is $1,560 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,405 to $1,715 before the tenant's utility allowance.

What are the FY2026 Section 8 rent limits for ZIP 46182?

HUD's FY2026 Small Area Fair Market Rent for ZIP 46182, by bedroom size: studio $1,190, 1-bedroom $1,340, 2-bedroom $1,560, 3-bedroom $2,020, 4-bedroom $2,470. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.

Section 8 Rent in ZIP 46182

FY2026 Small Area Fair Market Rent for ZIP 46182 in Shelby County, Indiana: the exact per-bedroom rents HUD publishes for this ZIP, the estimated payment-standard range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in Indiana.

Studio

$1,190

1 BR

$1,340

2 BR

$1,560

3 BR

$2,020

4 BR

$2,470

Estimated payment standard range (2 BR)

Local PHAs set payment standards between 90% and 110% of FMR. Exact figures vary by PHA. The numbers below are the modeled range.

Low (90%)

$1,405

FMR (100%)

$1,560

High (110%)

$1,715

Gross rent before the tenant utility allowance. The PHA's published payment standard is the number that actually applies; verify with the PHA before signing a lease or HAP contract.

ZIP vs county FMR (2 BR)

ZIP 46182 at $1,560 is $87 higher than the Shelby County county-wide 2 BR FMR of $1,473. In SAFMR metros the ZIP number is what actually applies to an address here, so a voucher stretches further in this ZIP than the county average suggests.

Can a landlord refuse Section 8 in ZIP 46182?

Yes. Indiana law blocks local governments from requiring voucher acceptance, so landlords in ZIP 46182 can legally decline Section 8 applicants. Listing on a voucher-friendly marketplace is the fastest way to find the landlords who do accept.

Indiana preempts local SOI protections. No statewide law. Landlords can refuse vouchers.

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 46182?: For ZIP 46182 in Shelby County, IN, the FY2026 two-bedroom Small Area Fair Market Rent is $1,560 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,405 to $1,715 before the tenant's utility allowance.
What are the FY2026 Section 8 rent limits for ZIP 46182?: HUD's FY2026 Small Area Fair Market Rent for ZIP 46182, by bedroom size: studio $1,190, 1-bedroom $1,340, 2-bedroom $1,560, 3-bedroom $2,020, 4-bedroom $2,470. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.

Find Section 8 apartments in ZIP 46182

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. Landlords: listings here reach applicants whose voucher already covers the rent above.

Browse voucher-friendly listings List your unit free

Shelby County overview All of Indiana

SAFMR data published by HUD for FY2026. ZIP 46182 maps to Shelby County, IN · FIPS 18145. Investors can run these numbers in the RentalCalcs voucher analyzer.