Section 8 Rent in ZIP 46221

FY2026 Small Area Fair Market Rent for ZIP 46221 in Marion County, Indiana: the exact per-bedroom rents HUD publishes for this ZIP, the estimated payment-standard range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in Indiana.

Studio
$1,090
1 BR
$1,240
2 BR
$1,440
3 BR
$1,860
4 BR
$2,290

What is the average rent in ZIP 46221?

HUD's Fair Market Rent is the standard benchmark for typical rent in a ZIP code: it is set at the 40th percentile of gross rents (rent plus utilities) that recent movers actually paid in the area. For FY2026, that benchmark is $1,240 for a one-bedroom and $1,440 for a two-bedroom in ZIP 46221. Asking rents on new listings often run somewhat above this figure, and voucher payment standards are set within 90–110% of it — the full per-bedroom table is above.

Estimated payment standard range (2 BR)

Local PHAs set payment standards between 90% and 110% of FMR. Exact figures vary by PHA. The numbers below are the modeled range.

Low (90%)
$1,295
FMR (100%)
$1,440
High (110%)
$1,585

Gross rent before the tenant utility allowance. The PHA's published payment standard is the number that actually applies; verify with the PHA before signing a lease or HAP contract.

ZIP vs county FMR (2 BR)

ZIP 46221 at $1,440 is $33 lower than the Marion County county-wide 2 BR FMR of $1,473. In SAFMR metros the ZIP number applies, so the county-wide figure overstates what a voucher covers in this ZIP.

Can a landlord refuse Section 8 in ZIP 46221?

Yes. Indiana law blocks local governments from requiring voucher acceptance, so landlords in ZIP 46221 can legally decline Section 8 applicants. Listing on a voucher-friendly marketplace is the fastest way to find the landlords who do accept.

Indiana preempts local SOI protections. No statewide law. Landlords can refuse vouchers.

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Housing authorities serving Marion County

  • Indianapolis Housing Agency

    Indianapolis · PHA code IN017

    9,042 Section 8 units
  • Indiana Housing and Community Development Au

    Indianapolis · PHA code IN901

    6,652 Section 8 units

The PHA whose jurisdiction covers ZIP 46221 handles the application, the HAP contract, and the unit inspection.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 46221?
For ZIP 46221 in Marion County, IN, the FY2026 two-bedroom Small Area Fair Market Rent is $1,440 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,295 to $1,585 before the tenant's utility allowance.
What are the FY2026 Section 8 rent limits for ZIP 46221?
HUD's FY2026 Small Area Fair Market Rent for ZIP 46221, by bedroom size: studio $1,090, 1-bedroom $1,240, 2-bedroom $1,440, 3-bedroom $1,860, 4-bedroom $2,290. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.
Which housing authority covers ZIP 46221?
Vouchers for Marion County are administered by Indianapolis Housing Agency, Indiana Housing and Community Development Au. The authority whose jurisdiction covers ZIP 46221 handles the application, the waitlist, the HAP contract, and the unit inspection.

Find Section 8 apartments in ZIP 46221

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. Landlords: listings here reach applicants whose voucher already covers the rent above.

SAFMR data published by HUD for FY2026. ZIP 46221 maps to Marion County, IN · FIPS 18097. Investors can run these numbers in the RentalCalcs voucher analyzer.