How much does Section 8 pay for a 2-bedroom in ZIP 46278?

For ZIP 46278 in Marion County, IN, the FY2026 two-bedroom Small Area Fair Market Rent is $1,720 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,550 to $1,890 before the tenant's utility allowance.

What are the FY2026 Section 8 rent limits for ZIP 46278?

HUD's FY2026 Small Area Fair Market Rent for ZIP 46278, by bedroom size: studio $1,310, 1-bedroom $1,480, 2-bedroom $1,720, 3-bedroom $2,230, 4-bedroom $2,730. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.

Which housing authority covers ZIP 46278?

Vouchers for Marion County are administered by Indianapolis Housing Agency, Indiana Housing and Community Development Au. The authority whose jurisdiction covers ZIP 46278 handles the application, the waitlist, the HAP contract, and the unit inspection.

Section 8 Rent in ZIP 46278

FY2026 Small Area Fair Market Rent for ZIP 46278 in Marion County, Indiana: the exact per-bedroom rents HUD publishes for this ZIP, the estimated payment-standard range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in Indiana.

Studio

$1,310

1 BR

$1,480

2 BR

$1,720

3 BR

$2,230

4 BR

$2,730

What is the average rent in ZIP 46278?

HUD's Fair Market Rent is the standard benchmark for typical rent in a ZIP code: it is set at the 40th percentile of gross rents (rent plus utilities) that recent movers actually paid in the area. For FY2026, that benchmark is $1,480 for a one-bedroom and $1,720 for a two-bedroom in ZIP 46278. Asking rents on new listings often run somewhat above this figure, and voucher payment standards are set within 90–110% of it — the full per-bedroom table is above.

Estimated payment standard range (2 BR)

Local PHAs set payment standards between 90% and 110% of FMR. Exact figures vary by PHA. The numbers below are the modeled range.

Low (90%)

$1,550

FMR (100%)

$1,720

High (110%)

$1,890

Gross rent before the tenant utility allowance. The PHA's published payment standard is the number that actually applies; verify with the PHA before signing a lease or HAP contract.

ZIP vs county FMR (2 BR)

ZIP 46278 at $1,720 is $247 higher than the Marion County county-wide 2 BR FMR of $1,473. In SAFMR metros the ZIP number is what actually applies to an address here, so a voucher stretches further in this ZIP than the county average suggests.

Can a landlord refuse Section 8 in ZIP 46278?

Yes. Indiana law blocks local governments from requiring voucher acceptance, so landlords in ZIP 46278 can legally decline Section 8 applicants. Listing on a voucher-friendly marketplace is the fastest way to find the landlords who do accept.

Indiana preempts local SOI protections. No statewide law. Landlords can refuse vouchers.

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Housing authorities serving Marion County

Indianapolis Housing Agency
Indianapolis · PHA code IN017
9,042 Section 8 units
Indiana Housing and Community Development Au
Indianapolis · PHA code IN901
6,652 Section 8 units

The PHA whose jurisdiction covers ZIP 46278 handles the application, the HAP contract, and the unit inspection.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 46278?: For ZIP 46278 in Marion County, IN, the FY2026 two-bedroom Small Area Fair Market Rent is $1,720 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,550 to $1,890 before the tenant's utility allowance.
What are the FY2026 Section 8 rent limits for ZIP 46278?: HUD's FY2026 Small Area Fair Market Rent for ZIP 46278, by bedroom size: studio $1,310, 1-bedroom $1,480, 2-bedroom $1,720, 3-bedroom $2,230, 4-bedroom $2,730. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.
Which housing authority covers ZIP 46278?: Vouchers for Marion County are administered by Indianapolis Housing Agency, Indiana Housing and Community Development Au. The authority whose jurisdiction covers ZIP 46278 handles the application, the waitlist, the HAP contract, and the unit inspection.

Find Section 8 apartments in ZIP 46278

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. Landlords: listings here reach applicants whose voucher already covers the rent above.

Browse voucher-friendly listings List your unit free

Marion County overview All of Indiana

SAFMR data published by HUD for FY2026. ZIP 46278 maps to Marion County, IN · FIPS 18097. Investors can run these numbers in the RentalCalcs voucher analyzer.