How much does Section 8 pay for a 2-bedroom in ZIP 46745?

For ZIP 46745 in Allen County, IN, the FY2026 two-bedroom Small Area Fair Market Rent is $970 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $875 to $1,065 before the tenant's utility allowance.

What are the FY2026 Section 8 rent limits for ZIP 46745?

HUD's FY2026 Small Area Fair Market Rent for ZIP 46745, by bedroom size: studio $740, 1-bedroom $830, 2-bedroom $970, 3-bedroom $1,210, 4-bedroom $1,310. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.

Which housing authority covers ZIP 46745?

Vouchers for Allen County are administered by Fort Wayne Housing Authority, Housing Authority of the City of Decatur. The authority whose jurisdiction covers ZIP 46745 handles the application, the waitlist, the HAP contract, and the unit inspection.

Section 8 Rent in ZIP 46745

FY2026 Small Area Fair Market Rent for ZIP 46745 in Allen County, Indiana: the exact per-bedroom rents HUD publishes for this ZIP, the estimated payment-standard range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in Indiana.

Studio

$740

1 BR

$830

2 BR

$970

3 BR

$1,210

4 BR

$1,310

Estimated payment standard range (2 BR)

Local PHAs set payment standards between 90% and 110% of FMR. Exact figures vary by PHA. The numbers below are the modeled range.

Low (90%)

$875

FMR (100%)

$970

High (110%)

$1,065

Gross rent before the tenant utility allowance. The PHA's published payment standard is the number that actually applies; verify with the PHA before signing a lease or HAP contract.

ZIP vs county FMR (2 BR)

ZIP 46745 at $970 is $143 lower than the Allen County county-wide 2 BR FMR of $1,113. In SAFMR metros the ZIP number applies, so the county-wide figure overstates what a voucher covers in this ZIP.

Can a landlord refuse Section 8 in ZIP 46745?

Yes. Indiana law blocks local governments from requiring voucher acceptance, so landlords in ZIP 46745 can legally decline Section 8 applicants. Listing on a voucher-friendly marketplace is the fastest way to find the landlords who do accept.

Indiana preempts local SOI protections. No statewide law. Landlords can refuse vouchers.

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Housing authorities serving Allen County

Fort Wayne Housing Authority
Fort Wayne · PHA code IN003
3,382 Section 8 units
Housing Authority of the City of Decatur
Fort Wayne · PHA code IN062
181 Section 8 units

The PHA whose jurisdiction covers ZIP 46745 handles the application, the HAP contract, and the unit inspection.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 46745?: For ZIP 46745 in Allen County, IN, the FY2026 two-bedroom Small Area Fair Market Rent is $970 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $875 to $1,065 before the tenant's utility allowance.
What are the FY2026 Section 8 rent limits for ZIP 46745?: HUD's FY2026 Small Area Fair Market Rent for ZIP 46745, by bedroom size: studio $740, 1-bedroom $830, 2-bedroom $970, 3-bedroom $1,210, 4-bedroom $1,310. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.
Which housing authority covers ZIP 46745?: Vouchers for Allen County are administered by Fort Wayne Housing Authority, Housing Authority of the City of Decatur. The authority whose jurisdiction covers ZIP 46745 handles the application, the waitlist, the HAP contract, and the unit inspection.

Find Section 8 apartments in ZIP 46745

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. Landlords: listings here reach applicants whose voucher already covers the rent above.

Browse voucher-friendly listings List your unit free

Allen County overview All of Indiana

SAFMR data published by HUD for FY2026. ZIP 46745 maps to Allen County, IN · FIPS 18003. Investors can run these numbers in the RentalCalcs voucher analyzer.