How much does Section 8 pay for a 2-bedroom in ZIP 49795?

For ZIP 49795 in Otsego County, MI, the FY2027 two-bedroom Fair Market Rent is $1,180 per month. For illustration, 90% to 110% of this HUD benchmark is roughly $1,060 to $1,300. This modeled range is not the agency's adopted schedule. The agency calculates assistance using its applicable standard, household income and unit details; gross rent includes the allowance for tenant-paid utilities.

What are the FY2027 HUD rent benchmarks for ZIP 49795?

HUD's FY2027 Fair Market Rent for ZIP 49795, by bedroom size: studio $920, 1-bedroom $930, 2-bedroom $1,180, 3-bedroom $1,490, 4-bedroom $1,660. A ZIP benchmark helps compare locations but does not establish what a voucher pays. The administering agency's adopted schedule, program rules and household calculation determine assistance.

Section 8 Rent in ZIP 49795

FY2027 Fair Market Rent for ZIP 49795 in Otsego County, Michigan: HUD rent benchmarks by bedroom size, an illustrative percentage range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in Michigan.

Studio

$920

1 BR

$930

2 BR

$1,180

3 BR

$1,490

4 BR

$1,660

What does the HUD rent benchmark measure in ZIP 49795?

HUD's Fair Market Rents estimate 40th-percentile gross rents for standard-quality units occupied by recent movers. Small Area FMRs provide ZIP-level estimates. These are not arithmetic average asking rents or approved voucher payments. For FY2027, that benchmark is $930 for a one-bedroom and $1,180 for a two-bedroom in ZIP 49795. Actual asking rents and adopted agency payment standards can differ. The full HUD benchmark table is above.

Illustration: 90% to 110% of the HUD benchmark (2 BR)

These percentages illustrate the basic payment-standard range, not a verified agency schedule. ZIP-based policies, approved exceptions and Moving to Work rules can differ.

Low (90%)

$1,060

FMR (100%)

$1,180

High (110%)

$1,300

Gross rent includes the applicable allowance for tenant-paid utilities. Ask your administering agency for the adopted standard and household affordability calculation; neither the HUD benchmark nor this illustration is a lease approval.

ZIP vs county FMR (2 BR)

ZIP 49795 at $1,180 is $12 lower than the Otsego County county-wide 2 BR FMR of $1,192. The difference describes HUD benchmarks, not a reduction in your voucher. Confirm the applicable schedule with the agency administering your assistance.

Can a landlord refuse Section 8 in ZIP 49795?

No. Michigan law prohibits landlords from refusing a renter because they pay with a Section 8 voucher. That protection applies in ZIP 49795. If you were turned away for having a voucher, that refusal may be illegal.

Michigan Public Act 195 of 2024 (effective April 2, 2025)

Michigan Public Act 195 of 2024 added source-of-income protection to state law, effective April 2 2025. BUT the state law only applies to landlords with 5 or more rental units — small landlords (1-4 units) remain exempt at the state level. Local ordinances may cover the small-landlord gap; Detroit and Southfield both do.

View statute →

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 49795?: For ZIP 49795 in Otsego County, MI, the FY2027 two-bedroom Fair Market Rent is $1,180 per month. For illustration, 90% to 110% of this HUD benchmark is roughly $1,060 to $1,300. This modeled range is not the agency's adopted schedule. The agency calculates assistance using its applicable standard, household income and unit details; gross rent includes the allowance for tenant-paid utilities.
What are the FY2027 HUD rent benchmarks for ZIP 49795?: HUD's FY2027 Fair Market Rent for ZIP 49795, by bedroom size: studio $920, 1-bedroom $930, 2-bedroom $1,180, 3-bedroom $1,490, 4-bedroom $1,660. A ZIP benchmark helps compare locations but does not establish what a voucher pays. The administering agency's adopted schedule, program rules and household calculation determine assistance.

Find Section 8 apartments in ZIP 49795

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. The administering housing authority must approve the actual unit, rent and household assistance calculation.

Browse voucher-friendly listings in ZIP 49795 List your unit free

Otsego County overview All of Michigan

Landlord and investor tools for Otsego County

RentalCalcs

Free calculators and guides from RentalCalcs, built by the VoucherMatch team, for landlords deciding whether to accept vouchers.

SAFMR data published by HUD for FY2027. ZIP 49795 maps to Otsego County, MI · FIPS 26137. Investors can run these numbers in the RentalCalcs voucher analyzer.