How much does Section 8 pay for a 2-bedroom in ZIP 64440?

For ZIP 64440 in Buchanan County, MO, the FY2026 two-bedroom Small Area Fair Market Rent is $1,030 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $925 to $1,135 before the tenant's utility allowance.

What are the FY2026 Section 8 rent limits for ZIP 64440?

HUD's FY2026 Small Area Fair Market Rent for ZIP 64440, by bedroom size: studio $810, 1-bedroom $900, 2-bedroom $1,030, 3-bedroom $1,350, 4-bedroom $1,570. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.

Which housing authority covers ZIP 64440?

Vouchers for Buchanan County are administered by St. Joseph Housing Authority. The authority whose jurisdiction covers ZIP 64440 handles the application, the waitlist, the HAP contract, and the unit inspection.

Section 8 Rent in ZIP 64440

FY2026 Small Area Fair Market Rent for ZIP 64440 in Buchanan County, Missouri: the exact per-bedroom rents HUD publishes for this ZIP, the estimated payment-standard range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in Missouri.

Studio

$810

1 BR

$900

2 BR

$1,030

3 BR

$1,350

4 BR

$1,570

Estimated payment standard range (2 BR)

Local PHAs set payment standards between 90% and 110% of FMR. Exact figures vary by PHA. The numbers below are the modeled range.

Low (90%)

$925

FMR (100%)

$1,030

High (110%)

$1,135

Gross rent before the tenant utility allowance. The PHA's published payment standard is the number that actually applies; verify with the PHA before signing a lease or HAP contract.

ZIP vs county FMR (2 BR)

ZIP 64440 at $1,030 is $47 lower than the Buchanan County county-wide 2 BR FMR of $1,077. In SAFMR metros the ZIP number applies, so the county-wide figure overstates what a voucher covers in this ZIP.

Can a landlord refuse Section 8 in ZIP 64440?

In most of the state, yes. Missouri has no statewide source-of-income protection, so landlords in ZIP 64440 can decline Section 8 applications unless a local ordinance says otherwise.

No statewide SOI protection in Missouri. Kansas City has a local ordinance passed 2022; St Louis does not.

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Housing authorities serving Buchanan County

St. Joseph Housing Authority
Saint Joseph · PHA code MO003
1,030 Section 8 units

The PHA whose jurisdiction covers ZIP 64440 handles the application, the HAP contract, and the unit inspection.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 64440?: For ZIP 64440 in Buchanan County, MO, the FY2026 two-bedroom Small Area Fair Market Rent is $1,030 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $925 to $1,135 before the tenant's utility allowance.
What are the FY2026 Section 8 rent limits for ZIP 64440?: HUD's FY2026 Small Area Fair Market Rent for ZIP 64440, by bedroom size: studio $810, 1-bedroom $900, 2-bedroom $1,030, 3-bedroom $1,350, 4-bedroom $1,570. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.
Which housing authority covers ZIP 64440?: Vouchers for Buchanan County are administered by St. Joseph Housing Authority. The authority whose jurisdiction covers ZIP 64440 handles the application, the waitlist, the HAP contract, and the unit inspection.

Find Section 8 apartments in ZIP 64440

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. Landlords: listings here reach applicants whose voucher already covers the rent above.

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Buchanan County overview All of Missouri

SAFMR data published by HUD for FY2026. ZIP 64440 maps to Buchanan County, MO · FIPS 29021. Investors can run these numbers in the RentalCalcs voucher analyzer.