How much does Section 8 pay for a 2-bedroom in ZIP 95230?

For ZIP 95230 in Stanislaus County, CA, the FY2027 two-bedroom Small Area Fair Market Rent is $2,190 per month. For illustration, 90% to 110% of this HUD benchmark is roughly $1,970 to $2,410. This modeled range is not the agency's adopted schedule. The agency calculates assistance using its applicable standard, household income and unit details; gross rent includes the allowance for tenant-paid utilities.

What are the FY2027 HUD rent benchmarks for ZIP 95230?

HUD's FY2027 Small Area Fair Market Rent for ZIP 95230, by bedroom size: studio $1,600, 1-bedroom $1,730, 2-bedroom $2,190, 3-bedroom $3,050, 4-bedroom $3,600. A ZIP benchmark helps compare locations but does not establish what a voucher pays. The administering agency's adopted schedule, program rules and household calculation determine assistance.

Which housing authority covers ZIP 95230?

Agencies listed for Stanislaus County include Stanislaus Regional Housing Authority, Housing Authority of the City of Riverbank. This county directory does not establish jurisdiction for every address. Check the agency on your voucher or application and confirm who would administer assistance at the proposed unit.

Section 8 Rent in ZIP 95230

FY2027 Small Area Fair Market Rent for ZIP 95230 in Stanislaus County, California: HUD rent benchmarks by bedroom size, an illustrative percentage range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in California.

Studio

$1,600

1 BR

$1,730

2 BR

$2,190

3 BR

$3,050

4 BR

$3,600

What does the HUD rent benchmark measure in ZIP 95230?

HUD's Fair Market Rents estimate 40th-percentile gross rents for standard-quality units occupied by recent movers. Small Area FMRs provide ZIP-level estimates. These are not arithmetic average asking rents or approved voucher payments. For FY2027, that benchmark is $1,730 for a one-bedroom and $2,190 for a two-bedroom in ZIP 95230. Actual asking rents and adopted agency payment standards can differ. The full HUD benchmark table is above.

What changed from FY2026 to FY2027 in ZIP 95230

HUD's two-bedroom Small Area Fair Market Rent for ZIP 95230 fell from $2,430 in FY2026 to $2,190 in FY2027, a change of -$240 a month (-9.9%). FY2027 figures took effect on October 1, 2026.

Bedrooms	FY2026	FY2027	Change
Efficiency (studio)	$1,770	$1,600	-$170 (-9.6%)
1-bedroom	$1,920	$1,730	-$190 (-9.9%)
2-bedroom	$2,430	$2,190	-$240 (-9.9%)
3-bedroom	$3,380	$3,050	-$330 (-9.8%)
4-bedroom	$4,000	$3,600	-$400 (-10.0%)

The FMR is not what the voucher pays. Each housing authority sets its own payment standard. The basic range is 90% to 110% of the applicable FMR or SAFMR, with exceptions and Moving to Work policies that may differ. A HUD effective date is not a household rent-change notice. Confirm the adopted schedule and its application to your lease or reexamination with your agency.

Already renting with a voucher in ZIP 95230? Under standard HCV rules, a lower payment standard does not cut your subsidy right away. Moving to Work agencies may use different policies. The housing authority may keep your current payment standard for as long as you stay in the same unit. If it decides to lower it, the reduction cannot start sooner than two years after the decrease takes effect, and only after it sends you the required notice (24 CFR 982.505(c)(3)). Families who are new to the program, or who move to a different unit, get the schedule in effect at that time.

Source: HUD Small Area Fair Market Rents, FY2026 and FY2027, huduser.gov.

Illustration: 90% to 110% of the HUD benchmark (2 BR)

These percentages illustrate the basic payment-standard range, not a verified agency schedule. ZIP-based policies, approved exceptions and Moving to Work rules can differ.

Low (90%)

$1,970

FMR (100%)

$2,190

High (110%)

$2,410

Gross rent includes the applicable allowance for tenant-paid utilities. Ask your administering agency for the adopted standard and household affordability calculation; neither the HUD benchmark nor this illustration is a lease approval.

ZIP vs county FMR (2 BR)

ZIP 95230 at $2,190 is $387 higher than the Stanislaus County county-wide 2 BR FMR of $1,803. This is a comparison of HUD benchmarks. It does not establish the agency's adopted standard or the assistance available to a particular household.

Can a landlord refuse Section 8 in ZIP 95230?

California has source-of-income protections for covered housing in ZIP 95230. Coverage, property exemptions and current court decisions matter; a voucher refusal may be unlawful. Check the source and coverage notes below or ask the civil-rights agency or legal aid about the property.

Fair Employment and Housing Act, Cal. Gov. Code §§ 12955, 12927(i) (SB 329, Stats. 2019 ch. 600)

State law explicitly covers Section 8 and VASH vouchers; a landlord may apply an income standard only to the tenant's share of rent. File a complaint with the California Civil Rights Department. Coverage exceptions: An owner who lives in the home and rents to only one other person is exempt, but still may not publish discriminatory ads.

View statute →

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Housing authorities serving Stanislaus County

Stanislaus Regional Housing Authority
Modesto · PHA code CA026
5,094 Section 8 units
Housing Authority of the City of Riverbank
Riverbank · PHA code CA017
0 Section 8 units

These agencies are listed for the county. Confirm jurisdiction for the exact address and, if you already have a voucher, which agency will administer the proposed move.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 95230?: For ZIP 95230 in Stanislaus County, CA, the FY2027 two-bedroom Small Area Fair Market Rent is $2,190 per month. For illustration, 90% to 110% of this HUD benchmark is roughly $1,970 to $2,410. This modeled range is not the agency's adopted schedule. The agency calculates assistance using its applicable standard, household income and unit details; gross rent includes the allowance for tenant-paid utilities.
What are the FY2027 HUD rent benchmarks for ZIP 95230?: HUD's FY2027 Small Area Fair Market Rent for ZIP 95230, by bedroom size: studio $1,600, 1-bedroom $1,730, 2-bedroom $2,190, 3-bedroom $3,050, 4-bedroom $3,600. A ZIP benchmark helps compare locations but does not establish what a voucher pays. The administering agency's adopted schedule, program rules and household calculation determine assistance.
Which housing authority covers ZIP 95230?: Agencies listed for Stanislaus County include Stanislaus Regional Housing Authority, Housing Authority of the City of Riverbank. This county directory does not establish jurisdiction for every address. Check the agency on your voucher or application and confirm who would administer assistance at the proposed unit.

Find Section 8 apartments in ZIP 95230

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. The administering housing authority must approve the actual unit, rent and household assistance calculation.

Browse voucher-friendly listings in ZIP 95230 List your unit free

Stanislaus County overview All of California

Landlord and investor tools for Stanislaus County

RentalCalcs

Free calculators and guides from RentalCalcs, built by the VoucherMatch team, for landlords deciding whether to accept vouchers.

SAFMR data published by HUD for FY2027. ZIP 95230 maps to Stanislaus County, CA · FIPS 06099. Investors can run these numbers in the RentalCalcs voucher analyzer.