How much does Section 8 pay for a 2-bedroom in ZIP 08095?

For ZIP 08095 in Camden County, NJ, the FY2027 two-bedroom Small Area Fair Market Rent is $1,780 per month. For illustration, 90% to 110% of this HUD benchmark is roughly $1,600 to $1,960. This modeled range is not the agency's adopted schedule. The agency calculates assistance using its applicable standard, household income and unit details; gross rent includes the allowance for tenant-paid utilities.

What are the FY2027 HUD rent benchmarks for ZIP 08095?

HUD's FY2027 Small Area Fair Market Rent for ZIP 08095, by bedroom size: studio $1,380, 1-bedroom $1,490, 2-bedroom $1,780, 3-bedroom $2,120, 4-bedroom $2,340. A ZIP benchmark helps compare locations but does not establish what a voucher pays. The administering agency's adopted schedule, program rules and household calculation determine assistance.

Which housing authority covers ZIP 08095?

Agencies listed for Camden County include Housing Authority of the City of Camden (HACC), Borough of Clementon Housing Authority, Haddon Housing Authority. This county directory does not establish jurisdiction for every address. Check the agency on your voucher or application and confirm who would administer assistance at the proposed unit.

Section 8 Rent in ZIP 08095

FY2027 Small Area Fair Market Rent for ZIP 08095 in Camden County, New Jersey: HUD rent benchmarks by bedroom size, an illustrative percentage range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in New Jersey.

Studio

$1,380

1 BR

$1,490

2 BR

$1,780

3 BR

$2,120

4 BR

$2,340

What does the HUD rent benchmark measure in ZIP 08095?

HUD's Fair Market Rents estimate 40th-percentile gross rents for standard-quality units occupied by recent movers. Small Area FMRs provide ZIP-level estimates. These are not arithmetic average asking rents or approved voucher payments. For FY2027, that benchmark is $1,490 for a one-bedroom and $1,780 for a two-bedroom in ZIP 08095. Actual asking rents and adopted agency payment standards can differ. The full HUD benchmark table is above.

What changed from FY2026 to FY2027 in ZIP 08095

HUD's two-bedroom Small Area Fair Market Rent for ZIP 08095 rose from $1,730 in FY2026 to $1,780 in FY2027, a change of +$50 a month (+2.9%). FY2027 figures took effect on October 1, 2026.

Bedrooms	FY2026	FY2027	Change
Efficiency (studio)	$1,340	$1,380	+$40 (+3.0%)
1-bedroom	$1,450	$1,490	+$40 (+2.8%)
2-bedroom	$1,730	$1,780	+$50 (+2.9%)
3-bedroom	$2,070	$2,120	+$50 (+2.4%)
4-bedroom	$2,320	$2,340	+$20 (+0.9%)

The FMR is not what the voucher pays. Each housing authority sets its own payment standard. The basic range is 90% to 110% of the applicable FMR or SAFMR, with exceptions and Moving to Work policies that may differ. A HUD effective date is not a household rent-change notice. Confirm the adopted schedule and its application to your lease or reexamination with your agency.

Already renting with a voucher in ZIP 08095? Under standard HCV rules, once the housing authority raises its payment standard, the higher amount must be used for your subsidy no later than the earliest of three dates: a rent increase that would raise your share, your next regular or interim reexamination, or one year after the increase took effect (24 CFR 982.505(c)(4)). Confirm any applicable Moving to Work policy with your agency.

Landlords: a higher FMR does not raise a contract rent by itself. You still request the increase from the housing authority, and the new rent has to pass its rent reasonableness review against comparable unassisted units.

Source: HUD Small Area Fair Market Rents, FY2026 and FY2027, huduser.gov.

Illustration: 90% to 110% of the HUD benchmark (2 BR)

These percentages illustrate the basic payment-standard range, not a verified agency schedule. ZIP-based policies, approved exceptions and Moving to Work rules can differ.

Low (90%)

$1,600

FMR (100%)

$1,780

High (110%)

$1,960

Gross rent includes the applicable allowance for tenant-paid utilities. Ask your administering agency for the adopted standard and household affordability calculation; neither the HUD benchmark nor this illustration is a lease approval.

ZIP vs county FMR (2 BR)

ZIP 08095 at $1,780 is $80 lower than the Camden County county-wide 2 BR FMR of $1,860. The difference describes HUD benchmarks, not a reduction in your voucher. Confirm the applicable schedule with the agency administering your assistance.

Can a landlord refuse Section 8 in ZIP 08095?

New Jersey has source-of-income protections for covered housing in ZIP 08095. Coverage, property exemptions and current court decisions matter; a voucher refusal may be unlawful. Check the source and coverage notes below or ask the civil-rights agency or legal aid about the property.

Law Against Discrimination, N.J.S.A. 10:5-12(g)

New Jersey protects rental assistance, including Section 8. The Attorney General’s current guidance explains that minimum-income and financial standards must use only the tenant-paid portion of rent. File a source-of-income discrimination complaint with the Division on Civil Rights.

View statute →

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Housing authorities serving Camden County

Housing Authority of the City of Camden (HACC)
Camden · PHA code NJ010
2,306 Section 8 units
Borough of Clementon Housing Authority
Clementon · PHA code NJ073
72 Section 8 units
Haddon Housing Authority
Westmont · PHA code NJ064
0 Section 8 units
Collingswood Housing Authority
Collingswood · PHA code NJ079
0 Section 8 units
Gloucester City Housing Authority
Gloucester City · PHA code NJ218
0 Section 8 units

These agencies are listed for the county. Confirm jurisdiction for the exact address and, if you already have a voucher, which agency will administer the proposed move.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 08095?: For ZIP 08095 in Camden County, NJ, the FY2027 two-bedroom Small Area Fair Market Rent is $1,780 per month. For illustration, 90% to 110% of this HUD benchmark is roughly $1,600 to $1,960. This modeled range is not the agency's adopted schedule. The agency calculates assistance using its applicable standard, household income and unit details; gross rent includes the allowance for tenant-paid utilities.
What are the FY2027 HUD rent benchmarks for ZIP 08095?: HUD's FY2027 Small Area Fair Market Rent for ZIP 08095, by bedroom size: studio $1,380, 1-bedroom $1,490, 2-bedroom $1,780, 3-bedroom $2,120, 4-bedroom $2,340. A ZIP benchmark helps compare locations but does not establish what a voucher pays. The administering agency's adopted schedule, program rules and household calculation determine assistance.
Which housing authority covers ZIP 08095?: Agencies listed for Camden County include Housing Authority of the City of Camden (HACC), Borough of Clementon Housing Authority, Haddon Housing Authority. This county directory does not establish jurisdiction for every address. Check the agency on your voucher or application and confirm who would administer assistance at the proposed unit.

Find Section 8 apartments in ZIP 08095

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. The administering housing authority must approve the actual unit, rent and household assistance calculation.

Browse voucher-friendly listings in ZIP 08095 List your unit free

Camden County overview All of New Jersey

Landlord and investor tools for Camden County

RentalCalcs

Free calculators and guides from RentalCalcs, built by the VoucherMatch team, for landlords deciding whether to accept vouchers.

SAFMR data published by HUD for FY2027. ZIP 08095 maps to Camden County, NJ · FIPS 34007. Investors can run these numbers in the RentalCalcs voucher analyzer.