How much does Section 8 pay for a 2-bedroom in ZIP 28104?

For ZIP 28104 in Union County, NC, the FY2026 two-bedroom Small Area Fair Market Rent is $2,040 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,835 to $2,245 before the tenant's utility allowance.

What are the FY2026 Section 8 rent limits for ZIP 28104?

HUD's FY2026 Small Area Fair Market Rent for ZIP 28104, by bedroom size: studio $1,780, 1-bedroom $1,860, 2-bedroom $2,040, 3-bedroom $2,510, 4-bedroom $3,190. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.

Which housing authority covers ZIP 28104?

Vouchers for Union County are administered by Monroe Housing Authority. The authority whose jurisdiction covers ZIP 28104 handles the application, the waitlist, the HAP contract, and the unit inspection.

Section 8 Rent in ZIP 28104

FY2026 Small Area Fair Market Rent for ZIP 28104 in Union County, North Carolina: the exact per-bedroom rents HUD publishes for this ZIP, the estimated payment-standard range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in North Carolina.

Studio

$1,780

1 BR

$1,860

2 BR

$2,040

3 BR

$2,510

4 BR

$3,190

Estimated payment standard range (2 BR)

Local PHAs set payment standards between 90% and 110% of FMR. Exact figures vary by PHA. The numbers below are the modeled range.

Low (90%)

$1,835

FMR (100%)

$2,040

High (110%)

$2,245

Gross rent before the tenant utility allowance. The PHA's published payment standard is the number that actually applies; verify with the PHA before signing a lease or HAP contract.

ZIP vs county FMR (2 BR)

ZIP 28104 at $2,040 is $354 higher than the Union County county-wide 2 BR FMR of $1,686. In SAFMR metros the ZIP number is what actually applies to an address here, so a voucher stretches further in this ZIP than the county average suggests.

Can a landlord refuse Section 8 in ZIP 28104?

In most of the state, yes. North Carolina has no statewide source-of-income protection, so landlords in ZIP 28104 can decline Section 8 applications unless a local ordinance says otherwise.

No statewide SOI protection in North Carolina. Landlords can refuse vouchers.

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Housing authorities serving Union County

Monroe Housing Authority
Monroe · PHA code NC065
569 Section 8 units

The PHA whose jurisdiction covers ZIP 28104 handles the application, the HAP contract, and the unit inspection.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 28104?: For ZIP 28104 in Union County, NC, the FY2026 two-bedroom Small Area Fair Market Rent is $2,040 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,835 to $2,245 before the tenant's utility allowance.
What are the FY2026 Section 8 rent limits for ZIP 28104?: HUD's FY2026 Small Area Fair Market Rent for ZIP 28104, by bedroom size: studio $1,780, 1-bedroom $1,860, 2-bedroom $2,040, 3-bedroom $2,510, 4-bedroom $3,190. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.
Which housing authority covers ZIP 28104?: Vouchers for Union County are administered by Monroe Housing Authority. The authority whose jurisdiction covers ZIP 28104 handles the application, the waitlist, the HAP contract, and the unit inspection.

Find Section 8 apartments in ZIP 28104

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. Landlords: listings here reach applicants whose voucher already covers the rent above.

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Union County overview All of North Carolina

SAFMR data published by HUD for FY2026. ZIP 28104 maps to Union County, NC · FIPS 37179. Investors can run these numbers in the RentalCalcs voucher analyzer.