How much does Section 8 pay for a 2-bedroom in ZIP 41045?

For ZIP 41045 in Carroll County, KY, the FY2026 two-bedroom Small Area Fair Market Rent is $1,130 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,015 to $1,245 before the tenant's utility allowance.

What are the FY2026 Section 8 rent limits for ZIP 41045?

HUD's FY2026 Small Area Fair Market Rent for ZIP 41045, by bedroom size: studio $800, 1-bedroom $870, 2-bedroom $1,130, 3-bedroom $1,410, 4-bedroom $1,560. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.

Which housing authority covers ZIP 41045?

Vouchers for Carroll County are administered by Housing Authority of Carrollton. The authority whose jurisdiction covers ZIP 41045 handles the application, the waitlist, the HAP contract, and the unit inspection.

Section 8 Rent in ZIP 41045

FY2026 Small Area Fair Market Rent for ZIP 41045 in Carroll County, Kentucky: the exact per-bedroom rents HUD publishes for this ZIP, the estimated payment-standard range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in Kentucky.

Studio

$800

1 BR

$870

2 BR

$1,130

3 BR

$1,410

4 BR

$1,560

Estimated payment standard range (2 BR)

Local PHAs set payment standards between 90% and 110% of FMR. Exact figures vary by PHA. The numbers below are the modeled range.

Low (90%)

$1,015

FMR (100%)

$1,130

High (110%)

$1,245

Gross rent before the tenant utility allowance. The PHA's published payment standard is the number that actually applies; verify with the PHA before signing a lease or HAP contract.

ZIP vs county FMR (2 BR)

ZIP 41045 at $1,130 is $156 higher than the Carroll County county-wide 2 BR FMR of $974. In SAFMR metros the ZIP number is what actually applies to an address here, so a voucher stretches further in this ZIP than the county average suggests.

Can a landlord refuse Section 8 in ZIP 41045?

Source-of-income protection status for Kentucky is not yet in our database. Check with local legal aid or the state civil-rights office before assuming either way.

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Housing authorities serving Carroll County

Housing Authority of Carrollton
Carrollton · PHA code KY057
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The PHA whose jurisdiction covers ZIP 41045 handles the application, the HAP contract, and the unit inspection.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 41045?: For ZIP 41045 in Carroll County, KY, the FY2026 two-bedroom Small Area Fair Market Rent is $1,130 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,015 to $1,245 before the tenant's utility allowance.
What are the FY2026 Section 8 rent limits for ZIP 41045?: HUD's FY2026 Small Area Fair Market Rent for ZIP 41045, by bedroom size: studio $800, 1-bedroom $870, 2-bedroom $1,130, 3-bedroom $1,410, 4-bedroom $1,560. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.
Which housing authority covers ZIP 41045?: Vouchers for Carroll County are administered by Housing Authority of Carrollton. The authority whose jurisdiction covers ZIP 41045 handles the application, the waitlist, the HAP contract, and the unit inspection.

Find Section 8 apartments in ZIP 41045

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. Landlords: listings here reach applicants whose voucher already covers the rent above.

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Carroll County overview All of Kentucky

SAFMR data published by HUD for FY2026. ZIP 41045 maps to Carroll County, KY · FIPS 21041. Investors can run these numbers in the RentalCalcs voucher analyzer.