How much does Section 8 pay for a 2-bedroom in ZIP 45232?

For ZIP 45232 in Hamilton County, OH, the FY2026 two-bedroom Small Area Fair Market Rent is $980 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $880 to $1,080 before the tenant's utility allowance.

What are the FY2026 Section 8 rent limits for ZIP 45232?

HUD's FY2026 Small Area Fair Market Rent for ZIP 45232, by bedroom size: studio $690, 1-bedroom $760, 2-bedroom $980, 3-bedroom $1,290, 4-bedroom $1,440. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.

Which housing authority covers ZIP 45232?

Vouchers for Hamilton County are administered by Cincinnati Metropolitan Housing Authority. The authority whose jurisdiction covers ZIP 45232 handles the application, the waitlist, the HAP contract, and the unit inspection.

Section 8 Rent in ZIP 45232

FY2026 Small Area Fair Market Rent for ZIP 45232 in Hamilton County, Ohio: the exact per-bedroom rents HUD publishes for this ZIP, the estimated payment-standard range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in Ohio.

Studio

$690

1 BR

$760

2 BR

$980

3 BR

$1,290

4 BR

$1,440

Estimated payment standard range (2 BR)

Local PHAs set payment standards between 90% and 110% of FMR. Exact figures vary by PHA. The numbers below are the modeled range.

Low (90%)

$880

FMR (100%)

$980

High (110%)

$1,080

Gross rent before the tenant utility allowance. The PHA's published payment standard is the number that actually applies; verify with the PHA before signing a lease or HAP contract.

ZIP vs county FMR (2 BR)

ZIP 45232 at $980 is $373 lower than the Hamilton County county-wide 2 BR FMR of $1,353. In SAFMR metros the ZIP number applies, so the county-wide figure overstates what a voucher covers in this ZIP.

Can a landlord refuse Section 8 in ZIP 45232?

Yes. Ohio law blocks local governments from requiring voucher acceptance, so landlords in ZIP 45232 can legally decline Section 8 applicants. Listing on a voucher-friendly marketplace is the fastest way to find the landlords who do accept.

Ohio HB 430 (2022) — preempts local SOI ordinances

Ohio has no source-of-income protection. HB 430 (2022) preempts new local SOI ordinances, and the U.S. Commission on Civil Rights (2024) documented widespread SOI discrimination in Cleveland. Cleveland Heights, South Euclid, and University Heights each passed local ordinances before HB 430 and continue to enforce them, but post-HB-430 legal standing is uncertain.

View statute →

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Housing authorities serving Hamilton County

Cincinnati Metropolitan Housing Authority
Cincinnati · PHA code OH004
12,006 Section 8 units

The PHA whose jurisdiction covers ZIP 45232 handles the application, the HAP contract, and the unit inspection.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 45232?: For ZIP 45232 in Hamilton County, OH, the FY2026 two-bedroom Small Area Fair Market Rent is $980 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $880 to $1,080 before the tenant's utility allowance.
What are the FY2026 Section 8 rent limits for ZIP 45232?: HUD's FY2026 Small Area Fair Market Rent for ZIP 45232, by bedroom size: studio $690, 1-bedroom $760, 2-bedroom $980, 3-bedroom $1,290, 4-bedroom $1,440. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.
Which housing authority covers ZIP 45232?: Vouchers for Hamilton County are administered by Cincinnati Metropolitan Housing Authority. The authority whose jurisdiction covers ZIP 45232 handles the application, the waitlist, the HAP contract, and the unit inspection.

Find Section 8 apartments in ZIP 45232

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. Landlords: listings here reach applicants whose voucher already covers the rent above.

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Hamilton County overview All of Ohio

SAFMR data published by HUD for FY2026. ZIP 45232 maps to Hamilton County, OH · FIPS 39061. Investors can run these numbers in the RentalCalcs voucher analyzer.