How much does Section 8 pay for a 2-bedroom in ZIP 45312?

For ZIP 45312 in Miami County, OH, the FY2026 two-bedroom Small Area Fair Market Rent is $1,320 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,190 to $1,450 before the tenant's utility allowance.

What are the FY2026 Section 8 rent limits for ZIP 45312?

HUD's FY2026 Small Area Fair Market Rent for ZIP 45312, by bedroom size: studio $960, 1-bedroom $1,050, 2-bedroom $1,320, 3-bedroom $1,710, 4-bedroom $1,880. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.

Which housing authority covers ZIP 45312?

Vouchers for Miami County are administered by Miami Metropolitian Housing Authority. The authority whose jurisdiction covers ZIP 45312 handles the application, the waitlist, the HAP contract, and the unit inspection.

Section 8 Rent in ZIP 45312

FY2026 Small Area Fair Market Rent for ZIP 45312 in Miami County, Ohio: the exact per-bedroom rents HUD publishes for this ZIP, the estimated payment-standard range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in Ohio.

Studio

$960

1 BR

$1,050

2 BR

$1,320

3 BR

$1,710

4 BR

$1,880

Estimated payment standard range (2 BR)

Local PHAs set payment standards between 90% and 110% of FMR. Exact figures vary by PHA. The numbers below are the modeled range.

Low (90%)

$1,190

FMR (100%)

$1,320

High (110%)

$1,450

Gross rent before the tenant utility allowance. The PHA's published payment standard is the number that actually applies; verify with the PHA before signing a lease or HAP contract.

ZIP vs county FMR (2 BR)

ZIP 45312 at $1,320 is $47 higher than the Miami County county-wide 2 BR FMR of $1,273. In SAFMR metros the ZIP number is what actually applies to an address here, so a voucher stretches further in this ZIP than the county average suggests.

Can a landlord refuse Section 8 in ZIP 45312?

Yes. Ohio law blocks local governments from requiring voucher acceptance, so landlords in ZIP 45312 can legally decline Section 8 applicants. Listing on a voucher-friendly marketplace is the fastest way to find the landlords who do accept.

Ohio HB 430 (2022) — preempts local SOI ordinances

Ohio has no source-of-income protection. HB 430 (2022) preempts new local SOI ordinances, and the U.S. Commission on Civil Rights (2024) documented widespread SOI discrimination in Cleveland. Cleveland Heights, South Euclid, and University Heights each passed local ordinances before HB 430 and continue to enforce them, but post-HB-430 legal standing is uncertain.

View statute →

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Housing authorities serving Miami County

Miami Metropolitian Housing Authority
Troy · PHA code OH062
991 Section 8 units

The PHA whose jurisdiction covers ZIP 45312 handles the application, the HAP contract, and the unit inspection.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 45312?: For ZIP 45312 in Miami County, OH, the FY2026 two-bedroom Small Area Fair Market Rent is $1,320 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,190 to $1,450 before the tenant's utility allowance.
What are the FY2026 Section 8 rent limits for ZIP 45312?: HUD's FY2026 Small Area Fair Market Rent for ZIP 45312, by bedroom size: studio $960, 1-bedroom $1,050, 2-bedroom $1,320, 3-bedroom $1,710, 4-bedroom $1,880. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.
Which housing authority covers ZIP 45312?: Vouchers for Miami County are administered by Miami Metropolitian Housing Authority. The authority whose jurisdiction covers ZIP 45312 handles the application, the waitlist, the HAP contract, and the unit inspection.

Find Section 8 apartments in ZIP 45312

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. Landlords: listings here reach applicants whose voucher already covers the rent above.

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Miami County overview All of Ohio

SAFMR data published by HUD for FY2026. ZIP 45312 maps to Miami County, OH · FIPS 39109. Investors can run these numbers in the RentalCalcs voucher analyzer.