How much does Section 8 pay for a 2-bedroom in ZIP 45403?

For ZIP 45403 in Montgomery County, OH, the FY2026 two-bedroom Small Area Fair Market Rent is $990 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $890 to $1,090 before the tenant's utility allowance.

What are the FY2026 Section 8 rent limits for ZIP 45403?

HUD's FY2026 Small Area Fair Market Rent for ZIP 45403, by bedroom size: studio $720, 1-bedroom $790, 2-bedroom $990, 3-bedroom $1,280, 4-bedroom $1,410. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.

Which housing authority covers ZIP 45403?

Vouchers for Montgomery County are administered by Greater Dayton Premier Management. The authority whose jurisdiction covers ZIP 45403 handles the application, the waitlist, the HAP contract, and the unit inspection.

Section 8 Rent in ZIP 45403

FY2026 Small Area Fair Market Rent for ZIP 45403 in Montgomery County, Ohio: the exact per-bedroom rents HUD publishes for this ZIP, the estimated payment-standard range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in Ohio.

Studio

$720

1 BR

$790

2 BR

$990

3 BR

$1,280

4 BR

$1,410

Estimated payment standard range (2 BR)

Local PHAs set payment standards between 90% and 110% of FMR. Exact figures vary by PHA. The numbers below are the modeled range.

Low (90%)

$890

FMR (100%)

$990

High (110%)

$1,090

Gross rent before the tenant utility allowance. The PHA's published payment standard is the number that actually applies; verify with the PHA before signing a lease or HAP contract.

ZIP vs county FMR (2 BR)

ZIP 45403 at $990 is $283 lower than the Montgomery County county-wide 2 BR FMR of $1,273. In SAFMR metros the ZIP number applies, so the county-wide figure overstates what a voucher covers in this ZIP.

Can a landlord refuse Section 8 in ZIP 45403?

Yes. Ohio law blocks local governments from requiring voucher acceptance, so landlords in ZIP 45403 can legally decline Section 8 applicants. Listing on a voucher-friendly marketplace is the fastest way to find the landlords who do accept.

Ohio HB 430 (2022) — preempts local SOI ordinances

Ohio has no source-of-income protection. HB 430 (2022) preempts new local SOI ordinances, and the U.S. Commission on Civil Rights (2024) documented widespread SOI discrimination in Cleveland. Cleveland Heights, South Euclid, and University Heights each passed local ordinances before HB 430 and continue to enforce them, but post-HB-430 legal standing is uncertain.

View statute →

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Housing authorities serving Montgomery County

Greater Dayton Premier Management
Dayton · PHA code OH005
4,905 Section 8 units

The PHA whose jurisdiction covers ZIP 45403 handles the application, the HAP contract, and the unit inspection.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 45403?: For ZIP 45403 in Montgomery County, OH, the FY2026 two-bedroom Small Area Fair Market Rent is $990 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $890 to $1,090 before the tenant's utility allowance.
What are the FY2026 Section 8 rent limits for ZIP 45403?: HUD's FY2026 Small Area Fair Market Rent for ZIP 45403, by bedroom size: studio $720, 1-bedroom $790, 2-bedroom $990, 3-bedroom $1,280, 4-bedroom $1,410. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.
Which housing authority covers ZIP 45403?: Vouchers for Montgomery County are administered by Greater Dayton Premier Management. The authority whose jurisdiction covers ZIP 45403 handles the application, the waitlist, the HAP contract, and the unit inspection.

Find Section 8 apartments in ZIP 45403

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. Landlords: listings here reach applicants whose voucher already covers the rent above.

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Montgomery County overview All of Ohio

SAFMR data published by HUD for FY2026. ZIP 45403 maps to Montgomery County, OH · FIPS 39113. Investors can run these numbers in the RentalCalcs voucher analyzer.