How much does Section 8 pay for a 2-bedroom in ZIP 74085?

For ZIP 74085 in Payne County, OK, the FY2026 two-bedroom Small Area Fair Market Rent is $950 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $855 to $1,045 before the tenant's utility allowance.

What are the FY2026 Section 8 rent limits for ZIP 74085?

HUD's FY2026 Small Area Fair Market Rent for ZIP 74085, by bedroom size: studio $720, 1-bedroom $780, 2-bedroom $950, 3-bedroom $1,320, 4-bedroom $1,440. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.

Which housing authority covers ZIP 74085?

Vouchers for Payne County are administered by Housing Authority of the City of Stillwater, Housing Authority of the Town of Cushing, Housing Authority of the City of Yale. The authority whose jurisdiction covers ZIP 74085 handles the application, the waitlist, the HAP contract, and the unit inspection.

Section 8 Rent in ZIP 74085

FY2026 Small Area Fair Market Rent for ZIP 74085 in Payne County, Oklahoma: the exact per-bedroom rents HUD publishes for this ZIP, the estimated payment-standard range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in Oklahoma.

Studio

$720

1 BR

$780

2 BR

$950

3 BR

$1,320

4 BR

$1,440

Estimated payment standard range (2 BR)

Local PHAs set payment standards between 90% and 110% of FMR. Exact figures vary by PHA. The numbers below are the modeled range.

Low (90%)

$855

FMR (100%)

$950

High (110%)

$1,045

Gross rent before the tenant utility allowance. The PHA's published payment standard is the number that actually applies; verify with the PHA before signing a lease or HAP contract.

ZIP vs county FMR (2 BR)

ZIP 74085 at $950 is $85 lower than the Payne County county-wide 2 BR FMR of $1,035. In SAFMR metros the ZIP number applies, so the county-wide figure overstates what a voucher covers in this ZIP.

Can a landlord refuse Section 8 in ZIP 74085?

Source-of-income protection status for Oklahoma is not yet in our database. Check with local legal aid or the state civil-rights office before assuming either way.

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Housing authorities serving Payne County

Housing Authority of the City of Stillwater
Stillwater · PHA code OK146
667 Section 8 units
Housing Authority of the Town of Cushing
Cushing · PHA code OK132
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Housing Authority of the City of Yale
Yale · PHA code OK120
—

The PHA whose jurisdiction covers ZIP 74085 handles the application, the HAP contract, and the unit inspection.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 74085?: For ZIP 74085 in Payne County, OK, the FY2026 two-bedroom Small Area Fair Market Rent is $950 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $855 to $1,045 before the tenant's utility allowance.
What are the FY2026 Section 8 rent limits for ZIP 74085?: HUD's FY2026 Small Area Fair Market Rent for ZIP 74085, by bedroom size: studio $720, 1-bedroom $780, 2-bedroom $950, 3-bedroom $1,320, 4-bedroom $1,440. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.
Which housing authority covers ZIP 74085?: Vouchers for Payne County are administered by Housing Authority of the City of Stillwater, Housing Authority of the Town of Cushing, Housing Authority of the City of Yale. The authority whose jurisdiction covers ZIP 74085 handles the application, the waitlist, the HAP contract, and the unit inspection.

Find Section 8 apartments in ZIP 74085

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. Landlords: listings here reach applicants whose voucher already covers the rent above.

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Payne County overview All of Oklahoma

SAFMR data published by HUD for FY2026. ZIP 74085 maps to Payne County, OK · FIPS 40119. Investors can run these numbers in the RentalCalcs voucher analyzer.