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Section 8 Rent in ZIP 75287

FY2027 Small Area Fair Market Rent for ZIP 75287 in Collin County, Texas: HUD rent benchmarks by bedroom size, an illustrative percentage range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in Texas.

Studio
$1,640
1 BR
$1,690
2 BR
$1,990
3 BR
$2,510
4 BR
$3,190

Voucher-friendly listings near ZIP 75287

1 listing

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What does the HUD rent benchmark measure in ZIP 75287?

HUD's Fair Market Rents estimate 40th-percentile gross rents for standard-quality units occupied by recent movers. Small Area FMRs provide ZIP-level estimates. These are not arithmetic average asking rents or approved voucher payments. For FY2027, that benchmark is $1,690 for a one-bedroom and $1,990 for a two-bedroom in ZIP 75287. Actual asking rents and adopted agency payment standards can differ. The full HUD benchmark table is above.

What changed from FY2026 to FY2027 in ZIP 75287

HUD's two-bedroom Small Area Fair Market Rent for ZIP 75287 fell from $2,150 in FY2026 to $1,990 in FY2027, a change of -$160 a month (-7.4%). FY2027 figures took effect on October 1, 2026.

BedroomsFY2026FY2027Change
Efficiency (studio)$1,760$1,640-$120 (-6.8%)
1-bedroom$1,830$1,690-$140 (-7.7%)
2-bedroom$2,150$1,990-$160 (-7.4%)
3-bedroom$2,710$2,510-$200 (-7.4%)
4-bedroom$3,440$3,190-$250 (-7.3%)

The FMR is not what the voucher pays. Each housing authority sets its own payment standard. The basic range is 90% to 110% of the applicable FMR or SAFMR, with exceptions and Moving to Work policies that may differ. A HUD effective date is not a household rent-change notice. Confirm the adopted schedule and its application to your lease or reexamination with your agency.

Already renting with a voucher in ZIP 75287? Under standard HCV rules, a lower payment standard does not cut your subsidy right away. Moving to Work agencies may use different policies. The housing authority may keep your current payment standard for as long as you stay in the same unit. If it decides to lower it, the reduction cannot start sooner than two years after the decrease takes effect, and only after it sends you the required notice (24 CFR 982.505(c)(3)). Families who are new to the program, or who move to a different unit, get the schedule in effect at that time.

Source: HUD Small Area Fair Market Rents, FY2026 and FY2027, huduser.gov.

Illustration: 90% to 110% of the HUD benchmark (2 BR)

These percentages illustrate the basic payment-standard range, not a verified agency schedule. ZIP-based policies, approved exceptions and Moving to Work rules can differ.

Low (90%)
$1,790
FMR (100%)
$1,990
High (110%)
$2,190

Gross rent includes the applicable allowance for tenant-paid utilities. Ask your administering agency for the adopted standard and household affordability calculation; neither the HUD benchmark nor this illustration is a lease approval.

ZIP vs county FMR (2 BR)

ZIP 75287 at $1,990 is $183 higher than the Collin County county-wide 2 BR FMR of $1,807. This is a comparison of HUD benchmarks. It does not establish the agency's adopted standard or the assistance available to a particular household.

Can a landlord refuse Section 8 in ZIP 75287?

Texas limits local voucher-protection ordinances, but that does not let every property refuse vouchers. TDHCA-funded or administered multifamily housing, including housing-tax-credit properties, cannot exclude applicants because they use Housing Choice Vouchers. Other program or contract requirements may also apply; ordinary screening and agency approval still matter.

Texas Government Code § 2306.269: voucher rules for TDHCA housing

Program-specific voucher requirements still apply despite local ordinance preemption.

View statute →

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Housing authorities serving Collin County

  • Housing Authority of Plano

    Plano · PHA code TX128

    1,022 Section 8 units
  • Housing Authority of Mckinney

    Mckinney · PHA code TX027

    482 Section 8 units
  • Housing Authority of the City of Frisco

    Frisco · PHA code TX144

    —

These agencies are listed for the county. Confirm jurisdiction for the exact address and, if you already have a voucher, which agency will administer the proposed move.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 75287?
For ZIP 75287 in Collin County, TX, the FY2027 two-bedroom Small Area Fair Market Rent is $1,990 per month. For illustration, 90% to 110% of this HUD benchmark is roughly $1,790 to $2,190. This modeled range is not the agency's adopted schedule. The agency calculates assistance using its applicable standard, household income and unit details; gross rent includes the allowance for tenant-paid utilities.
What are the FY2027 HUD rent benchmarks for ZIP 75287?
HUD's FY2027 Small Area Fair Market Rent for ZIP 75287, by bedroom size: studio $1,640, 1-bedroom $1,690, 2-bedroom $1,990, 3-bedroom $2,510, 4-bedroom $3,190. A ZIP benchmark helps compare locations but does not establish what a voucher pays. The administering agency's adopted schedule, program rules and household calculation determine assistance.
Which housing authority covers ZIP 75287?
Agencies listed for Collin County include Housing Authority of Plano, Housing Authority of Mckinney, Housing Authority of the City of Frisco. This county directory does not establish jurisdiction for every address. Check the agency on your voucher or application and confirm who would administer assistance at the proposed unit.

Find Section 8 apartments in ZIP 75287

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. The administering housing authority must approve the actual unit, rent and household assistance calculation.

Landlord and investor tools for Collin County

RentalCalcs

Free calculators and guides from RentalCalcs, built by the VoucherMatch team, for landlords deciding whether to accept vouchers.

SAFMR data published by HUD for FY2027. ZIP 75287 maps to Collin County, TX · FIPS 48085. Investors can run these numbers in the RentalCalcs voucher analyzer.