3 bedroom Section 8 apartments in East Germantown, Germantown
A Section 8 voucher will cover up to $2,520/mo for a 3 bedroom unit in ZIP 38139 — the current Small-Area FMR for the East Germantown area.
No source-of-income protection in effect
Tennessee does not protect Housing Choice Voucher holders from source-of-income discrimination. TN state law has no SOI protection, and the state legislature has repeatedly preempted local anti-discrimination measures. A landlord can legally decline a voucher applicant. Voucher tenants remain a solid financial choice for landlords who want guaranteed monthly rent — the choice is yours to make, either way.
Section 8 payment standards — ZIP 38139
Small-Area FMR · 2026| Bedrooms | Payment standard / mo |
|---|---|
| Studio | $1,590 |
| 1 bedroom | $1,730 |
| 2 bedrooms | $1,910 |
| 3 bedrooms | $2,520 |
| 4 bedrooms | $2,940 |
Payment standards published by HUD. Small-Area FMRs vary by ZIP code — this is the exact ceiling a Housing Choice Voucher will cover for a unit in this ZIP.
Governing PHA
Memphis Housing Authority (MHA)
HUD PHA code TN001 · 9,408 HCV vouchers
This PHA is not accepting new applications at this time. Call for the next opening date.
MHA Section 8 HCV waitlist status varies — MHA opens periodically by lottery. Check memphisha.org or call (901) 544-1100. Serves Memphis city limits.
- Address
- 700 Adams Avenue, Memphis, TN
- Phone
- (901) 544-1100
- Website
- https://memphisha.org
Millington Housing Authority
HUD PHA code TN045
Waitlist status changes frequently — call the PHA directly to confirm before applying.
- Address
- 4888 Bill Knight Rd , Millington , TN
- Phone
- 9018723677
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