Section 8 apartments in ZIP 38139, Germantown

ZIP 38139 covers the North Germantown, East Germantown neighborhoods in Germantown. The HUD rent benchmarks below help you compare this ZIP. Your housing authority sets its own applicable payment standard and approves the rent using household income, utilities and program rules.

No source-of-income protection in effect

Tennessee does not protect Housing Choice Voucher holders from source-of-income discrimination. TN state law has no SOI protection, and the state legislature has repeatedly preempted local anti-discrimination measures. A landlord can legally decline a voucher applicant. Voucher tenants remain a solid financial choice for landlords who want guaranteed monthly rent — the choice is yours to make, either way.

Tennessee has no source-of-income protection law

HUD rent benchmarks — ZIP 38139

Small-Area FMR · FY2027

Bedrooms	HUD benchmark / mo
Studio	$1,640
1 bedroom	$1,780
2 bedrooms	$1,950
3 bedrooms	$2,570
4 bedrooms	$2,970

These are HUD Small Area Fair Market Rents, not an adopted housing authority payment standard or a guaranteed rent approval. Your authority determines assistance using its schedule, household income, voucher size and utility allowance. Rent reasonableness and inspection requirements also apply. How HUD vouchers work.

Landlord or comparing areas? See average rent and the ZIP vs county FMR breakdown for 38139.

Neighborhoods inside ZIP 38139

Governing PHA

Memphis Housing Authority (MHA)

HUD PHA code TN001 · 9,408 HCV vouchers

Waitlist closed

This PHA is not accepting new applications at this time. Call for the next opening date.

MHA Section 8 HCV waitlist status varies — MHA opens periodically by lottery. Check memphisha.org or call (901) 544-1100. Serves Memphis city limits.

Address: 700 Adams Avenue, Memphis, TN
Phone: (901) 544-1100
Website: https://memphisha.org

Apply on the PHA site →

Millington Housing Authority

HUD PHA code TN045

Call to confirm

Waitlist status changes frequently — call the PHA directly to confirm before applying.

Address: 4888 Bill Knight Rd , Millington , TN
Phone: 9018723677

Own property in ZIP 38139?

Reach Section 8 households searching in this ZIP. The administering agency must approve the rent and household assistance calculation. List it free today — post the unit, receive applications, and message voucher tenants directly. Your unit would be the first tenants see on this page.

List your property free

Already have an account? Sign in to add a listing.

Prefer we reach out first? Join the Germantown landlord list