How much does Section 8 pay for a 2-bedroom in ZIP 78638?

For ZIP 78638 in Guadalupe County, TX, the FY2026 two-bedroom Small Area Fair Market Rent is $1,360 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,225 to $1,495 before the tenant's utility allowance.

What are the FY2026 Section 8 rent limits for ZIP 78638?

HUD's FY2026 Small Area Fair Market Rent for ZIP 78638, by bedroom size: studio $1,010, 1-bedroom $1,120, 2-bedroom $1,360, 3-bedroom $1,730, 4-bedroom $2,040. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.

Which housing authority covers ZIP 78638?

Vouchers for Guadalupe County are administered by Seguin Housing Authority, Schertz Housing Authority. The authority whose jurisdiction covers ZIP 78638 handles the application, the waitlist, the HAP contract, and the unit inspection.

Section 8 Rent in ZIP 78638

FY2026 Small Area Fair Market Rent for ZIP 78638 in Guadalupe County, Texas: the exact per-bedroom rents HUD publishes for this ZIP, the estimated payment-standard range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in Texas.

Studio

$1,010

1 BR

$1,120

2 BR

$1,360

3 BR

$1,730

4 BR

$2,040

Estimated payment standard range (2 BR)

Local PHAs set payment standards between 90% and 110% of FMR. Exact figures vary by PHA. The numbers below are the modeled range.

Low (90%)

$1,225

FMR (100%)

$1,360

High (110%)

$1,495

Gross rent before the tenant utility allowance. The PHA's published payment standard is the number that actually applies; verify with the PHA before signing a lease or HAP contract.

ZIP vs county FMR (2 BR)

ZIP 78638 at $1,360 is $66 lower than the Guadalupe County county-wide 2 BR FMR of $1,426. In SAFMR metros the ZIP number applies, so the county-wide figure overstates what a voucher covers in this ZIP.

Can a landlord refuse Section 8 in ZIP 78638?

Yes. Texas law blocks local governments from requiring voucher acceptance, so landlords in ZIP 78638 can legally decline Section 8 applicants. Listing on a voucher-friendly marketplace is the fastest way to find the landlords who do accept.

Texas has NO statewide SOI protection AND state law preempts city ordinances. Austin passed protection in 2014, Texas legislature struck it down in 2015. Landlords in Texas can legally refuse vouchers.

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Housing authorities serving Guadalupe County

Seguin Housing Authority
Seguin · PHA code TX303
286 Section 8 units
Schertz Housing Authority
Schertz · PHA code TX350
157 Section 8 units

The PHA whose jurisdiction covers ZIP 78638 handles the application, the HAP contract, and the unit inspection.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 78638?: For ZIP 78638 in Guadalupe County, TX, the FY2026 two-bedroom Small Area Fair Market Rent is $1,360 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,225 to $1,495 before the tenant's utility allowance.
What are the FY2026 Section 8 rent limits for ZIP 78638?: HUD's FY2026 Small Area Fair Market Rent for ZIP 78638, by bedroom size: studio $1,010, 1-bedroom $1,120, 2-bedroom $1,360, 3-bedroom $1,730, 4-bedroom $2,040. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.
Which housing authority covers ZIP 78638?: Vouchers for Guadalupe County are administered by Seguin Housing Authority, Schertz Housing Authority. The authority whose jurisdiction covers ZIP 78638 handles the application, the waitlist, the HAP contract, and the unit inspection.

Find Section 8 apartments in ZIP 78638

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. Landlords: listings here reach applicants whose voucher already covers the rent above.

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Guadalupe County overview All of Texas

SAFMR data published by HUD for FY2026. ZIP 78638 maps to Guadalupe County, TX · FIPS 48187. Investors can run these numbers in the RentalCalcs voucher analyzer.