How much does Section 8 pay for a 2-bedroom in ZIP 32145?

For ZIP 32145 in Saint Johns County, FL, the FY2027 two-bedroom Small Area Fair Market Rent is $1,280 per month. For illustration, 90% to 110% of this HUD benchmark is roughly $1,150 to $1,410. This modeled range is not the agency's adopted schedule. The agency calculates assistance using its applicable standard, household income and unit details; gross rent includes the allowance for tenant-paid utilities.

What are the FY2027 HUD rent benchmarks for ZIP 32145?

HUD's FY2027 Small Area Fair Market Rent for ZIP 32145, by bedroom size: studio $1,060, 1-bedroom $1,070, 2-bedroom $1,280, 3-bedroom $1,570, 4-bedroom $1,960. A ZIP benchmark helps compare locations but does not establish what a voucher pays. The administering agency's adopted schedule, program rules and household calculation determine assistance.

Section 8 Rent in ZIP 32145

FY2027 Small Area Fair Market Rent for ZIP 32145 in Saint Johns County, Florida: HUD rent benchmarks by bedroom size, an illustrative percentage range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in Florida.

Studio

$1,060

1 BR

$1,070

2 BR

$1,280

3 BR

$1,570

4 BR

$1,960

What does the HUD rent benchmark measure in ZIP 32145?

HUD's Fair Market Rents estimate 40th-percentile gross rents for standard-quality units occupied by recent movers. Small Area FMRs provide ZIP-level estimates. These are not arithmetic average asking rents or approved voucher payments. For FY2027, that benchmark is $1,070 for a one-bedroom and $1,280 for a two-bedroom in ZIP 32145. Actual asking rents and adopted agency payment standards can differ. The full HUD benchmark table is above.

What changed from FY2026 to FY2027 in ZIP 32145

HUD's two-bedroom Small Area Fair Market Rent for ZIP 32145 stayed at $1,280 for FY2027. FY2027 figures took effect on October 1, 2026.

Bedrooms	FY2026	FY2027	Change
Efficiency (studio)	$1,050	$1,060	+$10 (+1.0%)
1-bedroom	$1,070	$1,070	$0 (0%)
2-bedroom	$1,280	$1,280	$0 (0%)
3-bedroom	$1,580	$1,570	-$10 (-0.6%)
4-bedroom	$1,980	$1,960	-$20 (-1.0%)

The FMR is not what the voucher pays. Each housing authority sets its own payment standard. The basic range is 90% to 110% of the applicable FMR or SAFMR, with exceptions and Moving to Work policies that may differ. A HUD effective date is not a household rent-change notice. Confirm the adopted schedule and its application to your lease or reexamination with your agency.

Source: HUD Small Area Fair Market Rents, FY2026 and FY2027, huduser.gov.

Illustration: 90% to 110% of the HUD benchmark (2 BR)

These percentages illustrate the basic payment-standard range, not a verified agency schedule. ZIP-based policies, approved exceptions and Moving to Work rules can differ.

Low (90%)

$1,150

FMR (100%)

$1,280

High (110%)

$1,410

Gross rent includes the applicable allowance for tenant-paid utilities. Ask your administering agency for the adopted standard and household affordability calculation; neither the HUD benchmark nor this illustration is a lease approval.

ZIP vs county FMR (2 BR)

ZIP 32145 at $1,280 is $414 lower than the Saint Johns County county-wide 2 BR FMR of $1,694. The difference describes HUD benchmarks, not a reduction in your voucher. Confirm the applicable schedule with the agency administering your assistance.

Can a landlord refuse Section 8 in ZIP 32145?

Yes. Florida law blocks local governments from requiring voucher acceptance, so landlords in ZIP 32145 can legally decline Section 8 applicants. Listing on a voucher-friendly marketplace is the fastest way to find the landlords who do accept.

Florida HB 1417 (2023) preempts local tenant regulation; county source-of-income ordinances (Miami-Dade, Broward, Hillsborough, Orange, Pinellas) are of uncertain effect

PRRAC notes the 2023 preemption may nullify existing county ordinances; ask the county human-rights office whether it is still enforcing. PRRAC Appendix B (March 2026).

View statute →

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 32145?: For ZIP 32145 in Saint Johns County, FL, the FY2027 two-bedroom Small Area Fair Market Rent is $1,280 per month. For illustration, 90% to 110% of this HUD benchmark is roughly $1,150 to $1,410. This modeled range is not the agency's adopted schedule. The agency calculates assistance using its applicable standard, household income and unit details; gross rent includes the allowance for tenant-paid utilities.
What are the FY2027 HUD rent benchmarks for ZIP 32145?: HUD's FY2027 Small Area Fair Market Rent for ZIP 32145, by bedroom size: studio $1,060, 1-bedroom $1,070, 2-bedroom $1,280, 3-bedroom $1,570, 4-bedroom $1,960. A ZIP benchmark helps compare locations but does not establish what a voucher pays. The administering agency's adopted schedule, program rules and household calculation determine assistance.

Find Section 8 apartments in ZIP 32145

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. The administering housing authority must approve the actual unit, rent and household assistance calculation.

Browse voucher-friendly listings in ZIP 32145 List your unit free

Saint Johns County overview All of Florida

Landlord and investor tools for Saint Johns County

RentalCalcs

Free calculators and guides from RentalCalcs, built by the VoucherMatch team, for landlords deciding whether to accept vouchers.

SAFMR data published by HUD for FY2027. ZIP 32145 maps to Saint Johns County, FL · FIPS 12109. Investors can run these numbers in the RentalCalcs voucher analyzer.