How much does Section 8 pay for a 2-bedroom in ZIP 32145?

For ZIP 32145 in Saint Johns County, FL, the FY2026 two-bedroom Small Area Fair Market Rent is $1,280 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,150 to $1,410 before the tenant's utility allowance.

What are the FY2026 Section 8 rent limits for ZIP 32145?

HUD's FY2026 Small Area Fair Market Rent for ZIP 32145, by bedroom size: studio $1,050, 1-bedroom $1,070, 2-bedroom $1,280, 3-bedroom $1,580, 4-bedroom $1,980. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.

Section 8 Rent in ZIP 32145

FY2026 Small Area Fair Market Rent for ZIP 32145 in Saint Johns County, Florida: the exact per-bedroom rents HUD publishes for this ZIP, the estimated payment-standard range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in Florida.

Studio

$1,050

1 BR

$1,070

2 BR

$1,280

3 BR

$1,580

4 BR

$1,980

Estimated payment standard range (2 BR)

Local PHAs set payment standards between 90% and 110% of FMR. Exact figures vary by PHA. The numbers below are the modeled range.

Low (90%)

$1,150

FMR (100%)

$1,280

High (110%)

$1,410

Gross rent before the tenant utility allowance. The PHA's published payment standard is the number that actually applies; verify with the PHA before signing a lease or HAP contract.

ZIP vs county FMR (2 BR)

ZIP 32145 at $1,280 is $378 lower than the Saint Johns County county-wide 2 BR FMR of $1,658. In SAFMR metros the ZIP number applies, so the county-wide figure overstates what a voucher covers in this ZIP.

Can a landlord refuse Section 8 in ZIP 32145?

It depends on the city. Florida has no statewide source-of-income law, but some local ordinances in the state prohibit voucher discrimination. Check whether ZIP 32145 sits inside a protected jurisdiction before assuming either way.

No statewide SOI protection. Miami-Dade County (2020) and a few other localities have protections. Elsewhere, landlords may refuse vouchers.

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 32145?: For ZIP 32145 in Saint Johns County, FL, the FY2026 two-bedroom Small Area Fair Market Rent is $1,280 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,150 to $1,410 before the tenant's utility allowance.
What are the FY2026 Section 8 rent limits for ZIP 32145?: HUD's FY2026 Small Area Fair Market Rent for ZIP 32145, by bedroom size: studio $1,050, 1-bedroom $1,070, 2-bedroom $1,280, 3-bedroom $1,580, 4-bedroom $1,980. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.

Find Section 8 apartments in ZIP 32145

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. Landlords: listings here reach applicants whose voucher already covers the rent above.

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Saint Johns County overview All of Florida

SAFMR data published by HUD for FY2026. ZIP 32145 maps to Saint Johns County, FL · FIPS 12109. Investors can run these numbers in the RentalCalcs voucher analyzer.