How much does Section 8 pay for a 2-bedroom in ZIP 63304?

For ZIP 63304 in Saint Charles County, MO, the FY2026 two-bedroom Small Area Fair Market Rent is $1,730 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,555 to $1,905 before the tenant's utility allowance.

What are the FY2026 Section 8 rent limits for ZIP 63304?

HUD's FY2026 Small Area Fair Market Rent for ZIP 63304, by bedroom size: studio $1,360, 1-bedroom $1,410, 2-bedroom $1,730, 3-bedroom $2,230, 4-bedroom $2,570. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.

Which housing authority covers ZIP 63304?

Vouchers for Saint Charles County are administered by St Charles County Housing Assistance Program, Housing Authority of the City of St. Charles. The authority whose jurisdiction covers ZIP 63304 handles the application, the waitlist, the HAP contract, and the unit inspection.

Section 8 Rent in ZIP 63304

FY2026 Small Area Fair Market Rent for ZIP 63304 in Saint Charles County, Missouri: the exact per-bedroom rents HUD publishes for this ZIP, the estimated payment-standard range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in Missouri.

Studio

$1,360

1 BR

$1,410

2 BR

$1,730

3 BR

$2,230

4 BR

$2,570

Estimated payment standard range (2 BR)

Local PHAs set payment standards between 90% and 110% of FMR. Exact figures vary by PHA. The numbers below are the modeled range.

Low (90%)

$1,555

FMR (100%)

$1,730

High (110%)

$1,905

Gross rent before the tenant utility allowance. The PHA's published payment standard is the number that actually applies; verify with the PHA before signing a lease or HAP contract.

ZIP vs county FMR (2 BR)

ZIP 63304 at $1,730 is $512 higher than the Saint Charles County county-wide 2 BR FMR of $1,218. In SAFMR metros the ZIP number is what actually applies to an address here, so a voucher stretches further in this ZIP than the county average suggests.

Can a landlord refuse Section 8 in ZIP 63304?

In most of the state, yes. Missouri has no statewide source-of-income protection, so landlords in ZIP 63304 can decline Section 8 applications unless a local ordinance says otherwise.

No statewide SOI protection in Missouri. Kansas City has a local ordinance passed 2022; St Louis does not.

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Housing authorities serving Saint Charles County

St Charles County Housing Assistance Program
O Fallon · PHA code MO227
822 Section 8 units
Housing Authority of the City of St. Charles
Saint Charles · PHA code MO006
305 Section 8 units

The PHA whose jurisdiction covers ZIP 63304 handles the application, the HAP contract, and the unit inspection.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 63304?: For ZIP 63304 in Saint Charles County, MO, the FY2026 two-bedroom Small Area Fair Market Rent is $1,730 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $1,555 to $1,905 before the tenant's utility allowance.
What are the FY2026 Section 8 rent limits for ZIP 63304?: HUD's FY2026 Small Area Fair Market Rent for ZIP 63304, by bedroom size: studio $1,360, 1-bedroom $1,410, 2-bedroom $1,730, 3-bedroom $2,230, 4-bedroom $2,570. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.
Which housing authority covers ZIP 63304?: Vouchers for Saint Charles County are administered by St Charles County Housing Assistance Program, Housing Authority of the City of St. Charles. The authority whose jurisdiction covers ZIP 63304 handles the application, the waitlist, the HAP contract, and the unit inspection.

Find Section 8 apartments in ZIP 63304

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. Landlords: listings here reach applicants whose voucher already covers the rent above.

Browse voucher-friendly listings List your unit free

Saint Charles County overview All of Missouri

SAFMR data published by HUD for FY2026. ZIP 63304 maps to Saint Charles County, MO · FIPS 29183. Investors can run these numbers in the RentalCalcs voucher analyzer.