Harrowgate Affordable Apartments: 51 Homes Under Construction at Sepviva Lofts, 2201 E. Tioga Street, With Rent Based on Income

Published October 24, 202616 min readBy VoucherMatch Editorial Team

Quick answerAs of October 7, 2026, Sepviva Lofts at 2201 E. Tioga Street in Harrowgate, Philadelphia, is a four-story building of 51 one-, two- and three-bedroom apartments under construction by Odin Properties. The developer said it would be finished by the end of 2026, and the City's record still lists it as under construction. Most apartments are for households at or under 50% of the area median income, and the housing authority's plan attaches a project-based voucher to all 51, so rent follows income. Applications are not open.

Last checked: October 7, 2026, against the City's zoning permit ZP-2021-015462 and building permit CP-2024-005800 in its permit records, the City's affordable housing production record, the Philadelphia Housing Authority's fiscal year 2027 plan, Unit Based Program page, payment standards (schedule effective November 1, 2025) and project-based rent schedule (effective October 1, 2026), the Pennsylvania Housing Finance Agency's 2026 income and rent limits, the developer's site, the architect's project page, and reports by WHYY (September 8, 2025) and REBusiness (September 22, 2025). No leasing page exists yet.

Sepviva Lofts in numbers

51apartments, all income-restricted, in a four-story building
1 to 3bedrooms in each apartment
6apartments for households at or under 20% of the area median income
$61,350the 2026 income limit for a family of four at the 50% level
End of 2026when the developer said the building would be finished
0.5 milesto Tioga station on the Market-Frankford Line

Rendering of the front of a four-story red brick building with tall paired windows, a sign reading Sepviva Lofts over the entrance and young trees along the sidewalk — Rendering of the front of Sepviva Lofts, 2201 E. Tioga Street in Harrowgate, Philadelphia. The original is small, so the image is soft at this size. Photo: Odin Properties, rendering, developer's rendering, via WHYY (cropped and enlarged).

What Sepviva Lofts Is and Who Is Building It

Sepviva Lofts is a four-story, 51-apartment building that Odin Properties is building on a long-empty industrial lot, financed with federal tax credits and with rent assistance from the Philadelphia Housing Authority (PHA).

Names: Sepviva Lofts in the news reports and PHA's plan; "2201 E Tioga Apartments (Sepviva Lofts)" in the City's housing record; 2201 East Tioga Street on the architect's page.
Address: 2201 E. Tioga Street, at Sepviva and Tioga streets, Philadelphia, PA 19134.
Developer: Odin Properties, of Philadelphia, with RB Development and Liberty Housing Development Corp. The City's record names the developer as Sepviva Lofts LLC.
Architect and builder: Designblendz filed the zoning permit; Domus, Inc. is the contractor on the building permit.
Size: building permit CP-2024-005800 is for a four-story building with a ground-floor parking garage and 51 dwelling units. The zoning permit puts no apartments on the ground floor and counts 44 parking spaces and 17 bicycle spaces.
An earlier version: the zoning permit was first issued for 70 apartments and 62 parking spaces, and was amended to 51 and 44 on January 9, 2024. The architect's page still describes 71 apartments.
Cost and program: $20 million, WHYY reports, "backed by low-income housing tax credits", with the apartments kept affordable "for at least the next 40 years".

2201 E. Tioga Street, from empty lot to construction

About two decadeshow long the City-owned lot sat empty, WHYY reports, after the Penn Galvanizing Company building was demolished.
January 25, 2023the City issues the zoning permit, for 70 apartments.
January 9, 2024the permit is amended to 51 apartments.
June 27, 2025the City issues the building permit.
September 2025construction starts. WHYY reports it will "be completed by the end of 2026".
July 10, 2026the City issues the mechanical permit, the latest on the lot.
October 7, 2026the City's records show the building permit still open and the project "Under Construction".

What it means: the building is close, but no completion or leasing date has been announced since 2025.

Source: City of Philadelphia permit records for 2201 E. Tioga Street; City affordable housing production record; WHYY, September 8, 2025; REBusiness, September 22, 2025. WHYY also reports that "construction is expected to take 16 months", which from September 2025 runs to January 2027.

Rendering of a four-story building in dark and white panels raised over ground-floor parking, with a fenced playground, trees and people walking on the sidewalk beside it — Rendering of the side of the building, with the playground behind a fence. The original is small, so the image is soft at this size. Photo: Odin Properties, rendering, developer's rendering, via WHYY (cropped and enlarged).

Where 2201 E. Tioga Street Is

The site is at Sepviva and Tioga streets in Harrowgate, between Frankford and Aramingo avenues, in ZIP code 19134 and City Council District 6.

Where the building sits

19134the ZIP code on the permits
District 6the City Council district, whose member is Michael Driscoll
Group 2PHA's payment-standard group for this ZIP code
0.2 milesstraight-line distance to the bus stops at Aramingo Avenue and Tioga Street
44parking spaces on the zoning permit, for 51 apartments

Neighborhood name: WHYY says "the Harrowgate section of North Philadelphia". REBusiness says Kensington. The architect's page says "near the junction of Port Richmond and Harrowgate".
What is around it: WHYY describes "an active equipment manufacturer across the street" and two other Odin buildings, Collins Lofts and East Tioga Lofts, "within a block of the lot".
Apartments nearby: see voucher apartments in Harrowgate, Port Richmond and Kensington.

What the Rent Will Be and Who Qualifies

No rent table is published; what is on record is the income levels, and PHA's plan to attach rent assistance to every apartment.

PHFA income limits for Philadelphia, effective May 1, 2026
Household	20%	50%
1 person	$17,180	$42,950
2 people	$19,640	$49,100
3 people	$22,100	$55,250
4 people	$24,540	$61,350
5 people	$26,520	$66,300

What it means: these are the 2026 limits. Leasing may use the 2026 or the 2027 table, depending on when it starts.

Source: PHFA Low-Income Housing Tax Credit income and rent limits, report MTXR041, Philadelphia rows dated 5/01/2026. WHYY, writing in 2025, gave the four-person limit at 50% as $59,700, the figure then in force.

Most a tenant can be charged under the tax credit program, by size and income level, Philadelphia, 2026, dollars a month

20% level50% level

One-bedroom

$460

$1,150

Two-bedroom

$552

$1,381

Three-bedroom

$638

$1,595

View the data table

Size	20% level	50% level
One-bedroom	$460	$1,150
Two-bedroom	$552	$1,381
Three-bedroom	$638	$1,595

What it means: with a project-based voucher the tenant's share is set by income and is normally well under these ceilings.

Source: PHFA report MTXR041, Philadelphia rows dated 5/01/2026, utilities included. These are the program's ceilings, not this building's rents, which are not published.

Income levels: WHYY reports that "the vast majority" of apartments "will be affordable to households earning at or below 50% of the area median income" and that "six units will be deeply affordable", at or under 20%.
Units per size: not published. The reports say only that there are one-, two- and three-bedroom apartments.
Any apartments above 50%: "vast majority" leaves room for some. No report says how many, or at what level.
Minimum income, deposit and utilities: not published.

Rendering of an apartment with wood-look flooring, a kitchen island with a sink and a bowl of fruit, a stainless steel refrigerator, a dining table and armchairs by a window — The developer's rendering of an apartment's kitchen and living area. It is a design image, not a photograph of a finished apartment. Photo: Odin Properties, rendering, developer's rendering, via WHYY (cropped and enlarged).

Do You Need a Voucher, and Can You Use One Here?

You should not need a voucher: PHA's plan lists Sepviva Lofts with 51 project-based vouchers, one for every apartment.

PHA assistance at Sepviva Lofts: what the plan says and how the program works

In PHA's planthe table of vouchers to be project-based in fiscal year 2027 lists Sepviva Lofts with 51, described as "New construction sponsored by Liberty Housing Development Corp." Two other tables list it with 51 units under Faircloth to RAD.
The assistance belongs to the apartment"Under the UBV Program, the rental assistance is attached to the unit. If the family moves from the unit, the housing assistance remains with the unit."
What tenants pay"UBV Program tenants pay between to 26-30% of their adjusted income for rent based on their family size or specific UBV program." On $1,500 a month of adjusted income, that is $390 to $450.
Who screens youthe owner first. Then "the family is referred to PHA for eligibility screening for the HCV program, including income eligibility."
Income limit"The income limit is 50% of the Area Median Income (AMI) as established by HUD annually."

What it means: PHA's own voucher waiting list has been closed since its 2023 lottery, so this building will be a way to get rent set by income without holding a voucher first.

Source: PHA's fiscal year 2027 plan, Amendment 1, approved by HUD on June 11, 2026, and PHA's Unit Based Program overview, read October 7, 2026. UBV is PHA's name for project-based vouchers.

Three rent ceilings for ZIP code 19134 by apartment size, dollars a month

PHA project-based rent, citywidePHA payment standard, Group 2HUD fair market rent, ZIP 19134

One-bedroom

$1,558

$1,390

$1,280

Two-bedroom

$1,860

$1,660

$1,530

Three-bedroom

$2,216

$1,990

$1,820

View the data table

Size	PHA project-based rent, citywide	PHA payment standard, Group 2	HUD fair market rent, ZIP 19134
One-bedroom	$1,558	$1,390	$1,280
Two-bedroom	$1,860	$1,660	$1,530
Three-bedroom	$2,216	$1,990	$1,820

What it means: both of PHA's figures are above HUD's estimate for this ZIP code, by $110 to $396.

Source: PHA's citywide fair market rents for project-based units, effective October 1, 2026; PHA's payment standard schedule effective November 1, 2025, which puts ZIP code 19134 in Group 2; HUD Small Area Fair Market Rents for fiscal year 2027. None of these is what a tenant pays.

If you already hold a PHA voucher: the documents do not say how that is handled. Because the assistance here belongs to the apartment, ask PHA what happens to your voucher before you accept one.
A voucher holder cannot be turned away for holding one. Federal tax credit law bars an owner from refusing a voucher holder "because of the status of the prospective tenant as such a holder", and Philadelphia's Fair Practices Ordinance counts the voucher program as a protected source of income.
More on the numbers: see how much Section 8 pays in Philadelphia, how the utility allowance works and the Philadelphia Housing Authority page.

How the Rent Compares With Rents in ZIP Code 19134

A tenant here will pay a share of income, while HUD estimates an ordinary one-bedroom in ZIP code 19134 at $1,280 a month and a two-bedroom at $1,530.

An example: on $1,500 a month of adjusted income, PHA's 26% to 30% is $390 to $450, about a third of HUD's one-bedroom figure for the ZIP code.
The tax credit ceiling at 50% is close to the market here: $1,150 for a one-bedroom against HUD's $1,280. Without the voucher, the saving over an ordinary apartment would be small.
How the developer describes the area: Odin's chief executive told WHYY, "for workforce housing folks that want to live kind of close to Center City, this is still a great option."
Rent data for this ZIP code: see Section 8 rent limits for 19134 and voucher apartments in 19134.

Who Gets Priority, Building Features and Transit

No preference has been published; the records show a family building with a playground, shared rooms and more accessible apartments than most.

Priority and accessibility on record

Preferencesnone published.
Agenone. It has one- to three-bedroom apartments and a playground.
Accessible apartmentsthe City's record counts 16 accessible apartments and 5 for people with hearing or vision loss, and marks all 51 as visitable.
The waiting listPHA says owners of project-based apartments "maintain their own waiting list" and select "according to date and time of application and the bedroom size required by the family."
PHA referralsPHA says it "may also refer applicants to the Owner from PHA's HCV waiting list."

Source: City of Philadelphia affordable housing production record; PHA's Unit Based Program page.

In the building, and what is not stated

Shared spaces"a community room, computer lab, onsite laundry facilities and a playground", REBusiness reports.
Parking44 spaces in a ground-floor garage and lot, on the zoning and building permits.
Bicycles17 indoor bicycle spaces on the zoning permit.
Roofthe building permit specifies no roof deck.
Apartmentsthe developer's rendering shows an open kitchen with an island and a living and dining area. A rendering is a design image, not a photograph of a finished apartment.
Not statedapartment sizes in square feet, air conditioning, pets, and which utilities a tenant pays.

What it means: 44 spaces for 51 apartments is about six spaces for every seven apartments.

Source: building permit CP-2024-005800 and zoning permit ZP-2021-015462; REBusiness, September 22, 2025; the developer's renderings published by WHYY.

Elevated station platform with blue and white tile walls, a blue sign reading Tioga, a system map, a stairway and a sign for eastbound trains to Frankford — The platform at Tioga station on the Market-Frankford Line, photographed in April 2018. The station is about half a mile from the site. Photo: Ii2nmd, CC BY-SA 4.0, via Wikimedia Commons (cropped).

Stop or station	Line	Straight-line distance
Aramingo Avenue and Tioga Street	Routes 25 and 89 buses	about 0.2 miles
Frankford Avenue and Tioga Street	Route 5 bus	about 0.2 miles
Allegheny Avenue and Collins Street	Route 60 bus	about 0.5 miles
Tioga	Market-Frankford Line (L)	about 0.5 miles
Allegheny	Market-Frankford Line (L)	about 0.7 miles

What it means: three bus routes stop two-tenths of a mile away, and the El is about half a mile. See also apartments near the Market-Frankford Line.

Source: stop and station coordinates from SEPTA's open data (summer 2026 bus stops, station layers); distances calculated by VoucherMatch in a straight line from 2201 E. Tioga Street, so the walk is longer.

How to Apply for Sepviva Lofts

You cannot apply yet: the building is not finished, and the developer has published no application, waiting list or leasing date.

What a renter can do before leasing opens

1Know who will take applicationsat PHA's project-based buildings the owner keeps the list. The City's record names the developer here as Sepviva Lofts LLC.
2Call the developer for the opening dateOdin Properties lists 267-773-7537 on its site, at 30 S. 15th Street, Suite 301. Its site had no Sepviva Lofts page on October 7, 2026.
3Check your income against the limits$42,950 for one person and $61,350 for four at the 50% level in 2026.
4Know your bedroom sizePHA says owners select by "the bedroom size required by the family".
5Apply the day a list opensthe date and time of your application will count.

What happens between now and move-in

Construction finishesby the end of 2026 on the developer's 2025 schedule, or about January 2027 on its 16-month figure.
A waiting list opensno date is published.
The owner screensPHA says the owner screens first.
PHA screens"the family is referred to PHA for eligibility screening for the HCV program, including income eligibility."

What it means: the building is due within months on the developer's schedule, so it is worth a call now.

Source: WHYY, September 8, 2025; PHA's Unit Based Program page; Odin Properties' site, read October 7, 2026.

What to have ready when a list opens

Photo ID and Social Security card. for each adult
Birth certificates. for each child
Proof of income. pay stubs, a benefits letter or last year's tax return
Household list. names and dates of birth of everyone who will live with you
Your current landlord's contact. owners screen first, before PHA

Source: this list is VoucherMatch's. The building has published no document list.

Watch outnobody has announced that applications are open. Philadelphia law caps a background or credit check fee at its actual cost or $50, whichever is less, and allows one fee per applicant in 12 months.

What Is Known and What Is Not Yet Published

The records settle the size of the building, its income levels and PHA's assistance; they do not say how many apartments of each size there are, or when and how to apply.

Known and not yet known, as of October 7, 2026

Known51 apartments of one, two and three bedrooms in four stories, with 44 parking spaces.
Knownmost apartments at or under 50% of the area median income, six at or under 20%.
KnownPHA's plan lists 51 project-based vouchers, so rent follows income.
Knownunder construction since September 2025; the building permit was still open on October 7, 2026.
Not publishedthe number of one-, two- and three-bedroom apartments.
Not publishedany rent, the manager, the application route and the date a list opens.
Not publisheda completion date later than the developer's 2025 estimate.
Figures that differ51 apartments on the permits against 71 on the architect's page, an earlier design; finished "by the end of 2026" against a 16-month schedule that ends in January 2027.

If You Need an Apartment Sooner

Nothing at Sepviva Lofts can be rented yet, so look at what is open now.

4 bedrooms apartment in Kensington, Outside NYC — Philadelphia apartments on VoucherMatch that take vouchers, nearest to Sepviva Lofts first

3 bedrooms apartment in Kensington, Outside NYC — Philadelphia apartments on VoucherMatch that take vouchers, nearest to Sepviva Lofts first

Voucher in hand: browse Section 8 apartments in Philadelphia, or go to two-bedrooms and three-bedrooms.
No voucher yet: read the Philadelphia Section 8 guide and check which waiting lists are open.

Frequently Asked Questions

Is Sepviva Lofts taking applications?

Not as of October 7, 2026. The building was still under construction and the developer had published no application or waiting list. Odin Properties' number is 267-773-7537.

How much will rent be at Sepviva Lofts?

No rent is published. PHA's plan lists 51 project-based vouchers for the building, and PHA says tenants in that program pay about 26% to 30% of adjusted income.

Will Sepviva Lofts take Section 8?

PHA's plan attaches a project-based voucher to all 51 apartments, so a tenant should not need one. If you already hold a PHA voucher, ask PHA what happens to it before you accept an apartment here.

How much can you earn and still qualify for Sepviva Lofts?

Most apartments are for households at or under 50% of the area median income. In 2026 that is $42,950 for one person, $55,250 for three and $61,350 for four. Six apartments are at 20%.

When will Sepviva Lofts open?

The developer told WHYY in September 2025 that it would be finished by the end of 2026. On October 7, 2026 the City's records still showed it under construction, and no leasing date had been published.

Who is building Sepviva Lofts?

Odin Properties, of Philadelphia, with RB Development and Liberty Housing Development Corp. Designblendz is the architect on the zoning permit and Domus, Inc. the contractor on the building permit.

Is Sepviva Lofts the same as 2201 E. Tioga Apartments?

Yes. The City's housing record calls the project "2201 E Tioga Apartments (Sepviva Lofts)", and the architect's page calls it 2201 East Tioga Street. It stands at Sepviva and Tioga streets.

Is Sepviva Lofts in Kensington or Harrowgate?

WHYY places it in Harrowgate, and REBusiness in Kensington. It is in ZIP code 19134, between Frankford and Aramingo avenues, about half a mile from Tioga station.

Sources for this article (12)

permit records (opendataphilly.org)
affordable housing production record (opendataphilly.org)
fiscal year 2027 plan (pha.phila.gov)
Unit Based Program page (pha.phila.gov)
payment standards (pha.phila.gov)
project-based rent schedule (pha.phila.gov)
2026 income and rent limits (phfa.org)
site (odinproperties.com)
project page (designblendz.com)
WHYY (whyy.org)
REBusiness (rebusinessonline.com)
Small Area Fair Market Rents (huduser.gov)

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Every rule, date and dollar amount in this article is checked against the agency document it comes from, and the sources are listed above. How VoucherMatch articles are researched and corrected