How much does Section 8 pay for a 2-bedroom in ZIP 95076?

For ZIP 95076 in Santa Cruz County, CA, the FY2026 two-bedroom Small Area Fair Market Rent is $3,440 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $3,095 to $3,785 before the tenant's utility allowance.

What are the FY2026 Section 8 rent limits for ZIP 95076?

HUD's FY2026 Small Area Fair Market Rent for ZIP 95076, by bedroom size: studio $2,610, 1-bedroom $2,710, 2-bedroom $3,440, 3-bedroom $4,400, 4-bedroom $4,640. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.

Which housing authority covers ZIP 95076?

Vouchers for Santa Cruz County are administered by Housing Authority of the County of Santa Cruz. The authority whose jurisdiction covers ZIP 95076 handles the application, the waitlist, the HAP contract, and the unit inspection.

Section 8 Rent in ZIP 95076

FY2026 Small Area Fair Market Rent for ZIP 95076 in Santa Cruz County, California: the exact per-bedroom rents HUD publishes for this ZIP, the estimated payment-standard range, the housing authorities that administer vouchers here, and whether a landlord can legally decline a voucher in California.

Studio

$2,610

1 BR

$2,710

2 BR

$3,440

3 BR

$4,400

4 BR

$4,640

Estimated payment standard range (2 BR)

Local PHAs set payment standards between 90% and 110% of FMR. Exact figures vary by PHA. The numbers below are the modeled range.

Low (90%)

$3,095

FMR (100%)

$3,440

High (110%)

$3,785

Gross rent before the tenant utility allowance. The PHA's published payment standard is the number that actually applies; verify with the PHA before signing a lease or HAP contract.

ZIP vs county FMR (2 BR)

ZIP 95076 at $3,440 is $774 lower than the Santa Cruz County county-wide 2 BR FMR of $4,214. In SAFMR metros the ZIP number applies, so the county-wide figure overstates what a voucher covers in this ZIP.

Can a landlord refuse Section 8 in ZIP 95076?

No. California law prohibits landlords from refusing a renter because they pay with a Section 8 voucher. That protection applies in ZIP 95076. If you were turned away for having a voucher, that refusal may be illegal.

California FEHA source-of-income protection (SB 329 / Gov. Code 12955)

Statewide: landlords may not refuse Section 8/HCV vouchers as a source of income.

View statute →

Informational only, not legal advice. Laws change, so verify current status before acting on a rejection or making a leasing decision.

Housing authorities serving Santa Cruz County

Housing Authority of the County of Santa Cruz
Capitola · PHA code CA072
5,674 Section 8 units

The PHA whose jurisdiction covers ZIP 95076 handles the application, the HAP contract, and the unit inspection.

Frequently asked questions

How much does Section 8 pay for a 2-bedroom in ZIP 95076?: For ZIP 95076 in Santa Cruz County, CA, the FY2026 two-bedroom Small Area Fair Market Rent is $3,440 per month. Local housing authorities set the Section 8 payment standard between 90% and 110% of that, roughly $3,095 to $3,785 before the tenant's utility allowance.
What are the FY2026 Section 8 rent limits for ZIP 95076?: HUD's FY2026 Small Area Fair Market Rent for ZIP 95076, by bedroom size: studio $2,610, 1-bedroom $2,710, 2-bedroom $3,440, 3-bedroom $4,400, 4-bedroom $4,640. In SAFMR metros the ZIP-level figure, not the county average, is what applies to an address here.
Which housing authority covers ZIP 95076?: Vouchers for Santa Cruz County are administered by Housing Authority of the County of Santa Cruz. The authority whose jurisdiction covers ZIP 95076 handles the application, the waitlist, the HAP contract, and the unit inspection.

Find Section 8 apartments in ZIP 95076

VoucherMatch connects voucher holders with landlords who accept Section 8, and it is free for renters. Landlords: listings here reach applicants whose voucher already covers the rent above.

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Santa Cruz County overview All of California

SAFMR data published by HUD for FY2026. ZIP 95076 maps to Santa Cruz County, CA · FIPS 06087. Investors can run these numbers in the RentalCalcs voucher analyzer.