
Financial District · 10005
1 Gouverneur Lane (77 Water Street)
1 Gouverneur Lane
- Apartments
- 162 income-restricted of 647 · Studio to 2 bedrooms
- Rent
- $1,056 to $2,823 a month
- Applying
- Applications due November 4, 2026
18 apartment properties in New York with 6,414 income-based apartments. Rent is about 30% of your income, the assistance is attached to the apartment, and you apply to each property directly. No voucher needed. Also here: 2 new affordable buildings with 267 income-restricted apartments, each with a full guide.
Updated · By the VoucherMatch Editorial Team

Income-restricted buildings finished recently or still being built. Each has a guide with its rents, the income it accepts and how it takes applications.
Search by name, street or ZIP code, or narrow the list by who a place serves and the apartment sizes it has. You apply to each one directly.
20 places in Manhattan.
Not this building · Lower Manhattan skylineIncome-based · 10036
400 W 43rd St
Not this building · Lower Manhattan skylineIncome-based · 10035
221 E 122nd St
Not this building · Lower Manhattan skylineIncome-based · 10002
275 Cherry St
Not this building · Lower Manhattan skylineIncome-based · 10029
4 E 107th St
Family
Income-based · 10010
330 E 26th St
Family
Income-based · 10029
21 E 107th St
Family
Income-based · 10035
107 E 126th St
Senior
Income-based · 10019
840 8th Ave
Senior
Income-based · 10038
49 Fulton St
Family
Income-based · 10029
2120 1st Ave
Family
Income-based · 10019
535 W 51st St
Senior
Income-based · 10025
135 W 106th St
Senior
Income-based · 10016
332 E 29th St
Family
Income-based · 10044
4 River Rd
Family
Income-based · 10035
2010 Lexington Ave
Family
Income-based · 10037
560 Lenox Ave
Family
Income-based · 10030
480 Saint Nicholas Ave
Family
Income-based · 10027
2411 8th Ave

Financial District · 10005
1 Gouverneur Lane

Sutton Place · 10022
340 East 56th Street
HUD records who each property was built for. Pick a group to see only those places in the list.
No age requirement. Apartment size is matched to household size.
Age-restricted: usually 62 and older, 55 and older at some tax-credit properties.
Show the 4 properties Senior apartments in New York: age rules, rent and how to apply
Every property above has a contract with HUD that pays part of the rent on specific apartments. Tenants pay about 30% of their adjusted household income and HUD pays the owner the difference. Because the assistance belongs to the apartment, you do not need a voucher to move in, and you do not take the assistance with you when you leave.
Each property runs its own waiting list. There is no single application for New York: call the properties that fit your household, ask whether the list is open, and apply to as many as you like. Senior properties are age-restricted, usually to 62 and older.
The new buildings work differently from one to the next. Most set a fixed rent for each apartment size and a range of income they accept, and some hold apartments whose rent is based on income. Each building's guide gives its rents, its income range and how it takes applications, read from the building's own listing and public records.
Most of these properties admit households at or below the very low income limit (the middle column). At least 40% of the apartments that open each year go to extremely low income households (24 CFR 5.653).
Very low income limit (50% of the area median), yearly, before taxes.
| Household | 30%Extremely low (30%) | 50%Very low (50%) | 80%Low (80%) |
|---|---|---|---|
| 1 person | $35,650 | $59,400 | $95,000 |
| 2 people | $40,750 | $67,850 | $108,600 |
| 3 people | $45,850 | $76,350 | $122,150 |
| 4 people | $50,900 | $84,800 | $135,700 |
| 5 people | $55,000 | $91,600 | $146,600 |
| 6 people | $59,050 | $98,400 | $157,450 |
| 7 people | $63,150 | $105,200 | $168,300 |
| 8 people | $67,200 | $111,950 | $179,150 |
Source: HUD FY2026 income limits. Income is gross annual income for the whole household; the property verifies it when your name comes up on the waiting list.
The list above covers privately owned buildings with a HUD rent-assistance contract or housing tax credits. Two other routes are not in it, and each has its own application.
Housing lotteries. New and re-rented income-restricted apartments are advertised on NYC Housing Connect, the city's lottery site. Each listing sets its own household income and size requirements. There is no fee to apply and no broker fee; the city warns against paid services that claim to speed up an application.
Public housing. NYCHA developments take applications through NYCHA, not through the buildings. How to apply for NYCHA public housing.
Have a voucher? See Section 8 apartments in Manhattan or CityFHEPS apartments in Manhattan.
A Housing Choice Voucher works the other way round: the assistance follows you, and you rent from a private landlord who accepts it. Browse voucher-friendly listings in New York. Open voucher waiting lists are on the Section 8 waiting lists page.